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Home loan guide showing member mortgage documents

5 factors that have the greatest impact on your credit score

When something is potentially vital to your financial future, it’s important to understand how a credit score can best represent your creditworthiness. This means knowing...

Does a higher down payment make your offer stronger?

Buying a home is exciting! You found your new home and now it’s time to make an offer. How much money should you put down?

a kitchen remodel - from conception to reality

Renovating vs. relocating: 4 things to consider

When your current home isn’t perfect, you can choose to live with it, invest in making improvements or begin searching for a new home. Before you decide, consider these f...

Man repairing house while his dog watches

Increase the value of your home with a cash-out refinance

If you’re like most homeowners in America, then there’s one thing you absolutely want to happen: your home to increase in value. A home is your biggest investment.

Family enjoying backyard pool at home

How to use the equity in your home to buy a vacation home

Are you interested in purchasing a vacation home but not sure how to do it? Well, the money you’ve already put into your current home might do the trick.

Young woman checking credit score on laptop

Will refinancing hurt my credit score?

You’ve decided it’s time for a home loan refinance. Great! Who doesn’t want a better interest rate? As with any loan application, though, you may be wondering whether a h...

Man and woman signing home loan documents

Get smart about home loans: 10 vocabulary words you should know

Buying a home is an exciting venture, but if this is your first time—or even if it isn’t—it can come with a steep learning curve.

Man and woman reviewing home loan documents

What is a mortgage escrow?

You found the perfect home and are ready to buy. Congratulations! During the process, you’ll hear the term “mortgage escrow.” But what does this mean?

Young woman sitting on couch at home

Install central air conditioning and have the best summer ever

There are so many home improvements that can benefit homeowners, but few are more useful than installing central air conditioning.