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Articles

Man and woman holding keys to new house

What is earnest money and why is it important?

You’ve found your perfect home. Now you want to let the seller know you are interested in an offer. Adding a good faith deposit, or earnest money, sets your offer apart f...

Solarity branch lobby

What services are available at credit unions in Yakima, Washington?

Everyone’s financial situation is different, and if you’re searching for a new financial institution, we’d like to invite you to consider a credit union.

Home owner cleaning gutters

Is your new home ready for spring?

With a new home purchase, it’s important to take good care of your investment, and spring is a great time to do some general cleaning up around your home.

Family celebrating their new Home Loan Pre Approval

5 tips for living more affordably in Washington

One of the most affordable places to live in Washington is outside of the city, but living economically often starts with obtaining a home loan with good rates.

Young Married Couple adding wallpaper to their new refinanced home

What does it mean to refinance a home mortgage?

What does it mean to refinance a home mortgage? Essentially, refinancing means your lender pays off your old mortgage with a new mortgage on your home.

Family having lunch outside new refinanced home through

Take these 5 Steps to refinance a second home in Washington

The first steps to refinancing is knowing why you want to refinance your second home—or a first one—in Washington and then assessing the value of your home.

High five after Zero Down Home Loans Refinance approval

When Is a good time to refinance your home?

When is a good time to refinance your home? It depends. There are four key considerations when deciding if it’s a good time to refinance your home.

Family outside their new home obtained through Washington State Home Loan

5 Tips for finding the best home loans in Washington

To find the best home loans in Washington State, start by deciding on the type of loan you want and then shop around for lenders such as credit unions.

Young Married Couple talking to Solarity CU Mortgage Broker about Home Mortgage Loan

What Is a second mortgage?

What is a second mortgage? It functions similarly to a first mortgage. A lien is filed on your property and takes second priority, after your first mortgage.