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More services to power your personal banking

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Savings accounts

Including youth, money market and certificates

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Home loans

Purchase, refinance and investment

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Vehicle loans

Cars, trucks, RVs, boats, ATVs and more!

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Online and mobile banking

24/7 account access - we go where you go!

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Compare checking accounts

If you prefer no monthly service charge, you'll like Free Checking. If you plan to maintain a higher balance and would like to earn a dividend in the process, Dividend Checking might be the way to go.

Checking ProductsFree CheckingDividend Checking
Annual Percentage Yield (APY)N/ASee today's rates
Minimum balance to earn APYN/A$250
Minimum opening deposit$50$100
Monthly service chargeN/A$6
Minimum balance to avoid monthly service chargeN/A$250


Tap, pay and be on your way!

Checkout just got a lot easier. Solarity Visa® credit and debit cards feature Contactless pay. These cards are secure, make checkout faster and are accepted by most merchants. To use it, all you have to do is look, tap and go!


Contactless cards

  1. Visa® credit card
  2. Visa® debit card
  3. Fast, easy and secure


Common questions about checking accounts

Opening an account is easy! You can do it online in less than five minutes.

If you’re new to Solarity and wish to become a member,  start here. If you’re already a member and would like to open additional accounts,  start here.

You will need:

  • Government issued ID/Drivers License/State ID or Passport
  • Your complete physical and mailing address
  • Social Security number
  • Date of birth

Please allow one business day for us to process your account application. If you have any questions, please feel free to connect with us using the blue "Chat" button below. Or call us at 800.347.9222.

Follow the steps below to deposit your check using mobile deposit:

  1. On the Accounts screen, click the Quick Menu icon located in the bottom right corner.
  2. Click Mobile Deposit.
  3. Use the Choose Account drop-down to select the account where you want to deposit the money.
  4. In the Amount box, enter the amount you want to deposit.
  5. Take a picture of the front and back of your check and follow the on-screen instruction to upload the photos.
  6. Click Submit to complete the mobile deposit.

Download our app in the App Store or Google Play store.


It only takes a few moments to enroll in online banking. You will need to have a valid email address on file and answer a few questions to verify your identity.

If a valid email address is not on file, give us a call at 800.347.9222, and we'll be happy to assist you.

Click here: Enroll In Online Banking

To add your Solarity Visa® to your mobile wallet, you will have the option to receive a one-time passcode via text or email. You can also select "Call Bank," which will route you to a Visa rep who will then assist you to verify your information and get your card activated in your wallet.

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Ready to open an account?

We make it FAST and EASY with three simple ways to get started:

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It only takes a few minutes to fill out and submit the online application form.

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Talk to one of our friendly team members who can explain the products and get you ready to open your new account. Call 800.347.9222.

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At a branch

Stop by any of our local branches and speak with one of our helpful Experience Guides.

See locations


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