5 reasons to buy a home and retire in Washington State

Retiring in Washington State and purchasing a home can help you build equity faster, enable you to buy a second home and increase the investment in your future.


What are the eligibility requirements for first-time buyer home loans?

There are numerous first-time buyer home loans available to homebuyers who have not owned any home within the last three years and who meet other criteria.


Do I Have to Put 20% Down on a House?

Do I have to put 20% down on a house? The short answer is no. Some lenders may require this, but it's rare. For some people, 20% down is simply not realistic.


Cash-out refinance explained in 4 easy steps

What is a cash-out refinance? How does it work? Find everything you need to know about cash-out refinance explained in just four simple steps. Learn more.


Pros and cons of 0-down home loans in Washington State

This article walks through the pros and cons of 0-down home loans in Washington State so you can decide if this option for homeownership is right for you.


What additional monthly costs need to be paid when owning a home?

Private mortgage insurance costs may be a payment for which future homeowners need to plan. Also, homeowner's insurance, maintenance costs, HOA fees and so on.


How to fix an error on a credit report

Here's how to fix an error on a credit report. Errors make you look riskier to a lender, so protect your creditworthiness by correcting any mistakes.


Understand the loan-to-value ratio and what it means for a mortgage refinance

The loan-to-value (LTV) ratio for a refinance is determined by the amount borrowed compared to the current market value of the home.


Refinance checklist: Are you ready?

Find everything you need to make sure you’re ready to refinance: from determining your options with a free mortgage refinance calculator to important documents.