Featured rates

Rates accurate as of February 23, 2024
APR As Low As*
6.23%
RVs
APR As Low As*
6.44%
APR As Low As*
6.44%
APR As Low As*
7.93%

Loans to finance the fun

If it has an engine or is towable, there's a good chance we'll finance it. From cars and trucks to RVs, ATVs and power sport machines, here's a quick rundown of how our vehicle loans work:
  1. Finance new or used through a dealer
  2. Refinancing from another financial institution
  3. Lease buy-outs
  4. No loan setup fees or penalty for early pay-off
  5. Competitive rates and generous terms
  6. Loans available for most vehicles including classic cars, motor sports and trailers
Your Auto Loan Source In Washington

Financing for whatever moves you

You have options when it comes to financing your new car, RV, boat or other vehicle. Work directly with the dealer or apply with us in advance. Either way, it's as easy as apply, sign and go!

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Applying is simple and our experts are standing by if you have any questions.

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Ready to talk to someone right now? We're ready to talk to you, too! Call 800.347.9222.

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Common questions about consumer loans

Yes! Solarity offers Skip-a-Pay for various types of loans, including cars, trucks, boats and more. Skip-a-Pay allows members to defer making their loan payments for a specific period, providing them with some financial flexibility when needed. Click here to learn more about how this service works, or give us a call at 800.347.9222 to get started!

Yes! Solarity offers GAP for all vehicle types and MBP on auto loans to help our members protect their investments and gain peace of mind knowing their vehicle is fully covered.

Click here to learn more about what each of these insurance products offer, or call us at 800.347.9222 for a free, no-obligation quote!

Solarity does not offer private party loans on vehicles, motor homes, travel trailers, campers, fifth wheels, boats and jet skis.

A personal loan is an alternative to the private party loan that you can apply for with Solarity. If you would like more information about personal loans, please contact us at 800.347.9222, option 6. Apply for a personal loan here.

We do offer vehicle loans and you can learn more here.

After the final payment on a loan is paid, we release our lien. The the Washington State Department of Licensing then processes a paper title, which can take 4-6 weeks to be received.

If it is registered outside of Washington state, the title will be mailed to Solarity Credit Union, and we will mail it to the address on file. That process also has a 4-6 week timeframe.

Helpful articles and information

Solarity employees donate 450 volunteer hours and more than $10,000 to local non-profits

On behalf of Solarity Credit Union’s 140 employees, Solarity leaders delivered more than $10,000 in 2023 payroll donations to YWCA Yakima, the Yakima Humane Society and U...

Fall back in love with your home this month

February is the month of love. Why not use the occasion to put some TLC into the place where you spend so much of your time? Here are 14 ideas to help you get started.

Solarity employees and members lift Yakima families’ spirits during annual holiday donation drive

Solarity dropped off more than 90 toys, gift cards and other items for two single moms and their children who are being served by Yakima YWCA this holiday season.

Annual Percentage Rate (APR) accurate as of date shown and subject to change. All loans are subject to credit approval. Not all applicants will qualify for a loan or the lowest rate shown. Special terms and conditions may apply.

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