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Loans to fuel your next adventure

You take the wheel, we’ll help you get the keys. With Solarity by your side, you'll be enjoying that new car, boat or RV smell in no time. Plus, we offer competitive rates and flexible terms that make it more affordable than ever to finance whatever moves you.


Featured rates

Rates accurate as of May 24, 2022
APR As Low As*
3.22%
RVs
APR As Low As*
4.24%
APR As Low As*
4.24%
APR As Low As*
4.22%

Loans to finance the fun

If it has an engine or is towable, there's a good chance we'll finance it. From cars and trucks to RVs, ATVs and power sport machines, here's a quick rundown of how our vehicle loans work:
  1. Finance new or used through a dealer
  2. Refinancing from another financial institution
  3. Lease buy-outs
  4. No loan setup fees or penalty for early pay-off
  5. Competitive rates and generous terms
  6. Loans available for most vehicles including classic cars, motor sports and trailers
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Financing for whatever moves you

You have options when it comes to financing your new car, RV, boat or other vehicle. Work directly with the dealer or apply with us in advance. Either way, it's as easy as apply, sign and go!

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Online

Applying is simple and our experts are standing by if you have any questions.

Apply now
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Call

Ready to talk to someone right now? We're ready to talk to you, too! Call 800.347.9222.

Make the call
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Chat

Feeling chatty? Click the blue "Chat" button in the lower right corner to get the conversation started.

 

Common questions about consumer loans

Solarity does not offer private party loans on vehicles, motor homes, travel trailers, campers, fifth wheels, boats and jet skis.

A personal loan is an alternative to the private party loan that you can apply for with Solarity. If you would like more information about personal loans, please contact us at 800.347.9222 option 6 or through our online chat. Apply for a personal loan here.

We do offer vehicle loans and you can learn more here.

After the final payment on a loan is paid, we release our lien. The the Washington State Department of Licensing then processes a paper title, which can take 4-6 weeks to be received.

If it is registered outside of Washington state, the title will be mailed to Solarity Credit Union, and we will mail it to the address on file. That process also has a 4-6 week timeframe.

Helpful articles and information

Solarity donates electric Jeep to patient plus $50,000 to support children’s healthcare programs and services

Solarity donated a toy jeep to a young pediatric patient at Yakima Valley Memorial Hospital along with a $50,000 donation to The Memorial Foundation to help support its p...

Women Leaders

Solarity celebrates women leaders during Women's History Month

As Solarity Credit Union employees celebrate Women’s History Month, it’s become clear the financial institution is bucking an industry standard. Led by CEO Mina Worthingt...

Solarity employees help Yakima Mom build a home

Solarity employees donated 92 hours to help a Yakima Mom build her future home for herself and her two children with high needs.

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*Annual Percentage Rate (APR) accurate as of date shown and subject to change. All loans are subject to credit approval. Not all applicants will qualify for a loan or the lowest rate shown. Special terms and conditions may apply.