Loans to fuel your next adventure
You take the wheel, we’ll help you get the keys. With Solarity by your side, you'll be enjoying that new car, boat or RV smell in no time. Plus, we offer competitive rates and flexible terms that make it more affordable than ever to finance whatever moves you.
Cars and trucks
Whether you're eyeing a new car, truck, SUV or motorcycle, we have you covered.
Recreational vehicles
When the great outdoors is calling, you've got to go! We have loans for RVs of all shapes and sizes.
Boats and motor sports
Work hard, play hard! Let us help finance that boat, jet ski, snowmobile or ATV.
Featured rates
Loans to finance the fun
If it has an engine or is towable, there's a good chance we'll finance it. From cars and trucks to RVs, ATVs and power sport machines, here's a quick rundown of how our vehicle loans work:- Finance new or used through a dealer
- Refinancing from another financial institution
- Lease buy-outs
- No loan setup fees or penalty for early pay-off
- Competitive rates and generous terms
- Loans available for most vehicles including classic cars, motor sports and trailers
Financing for whatever moves you
You have options when it comes to financing your new car, RV, boat or other vehicle. Work directly with the dealer or apply with us in advance. Either way, it's as easy as apply, sign and go!
Call
Ready to talk to someone right now? We're ready to talk to you, too! Call 800.347.9222.
Make the call
Chat
Feeling chatty? Click the blue "Chat" button in the lower right corner to get the conversation started.
Common questions about consumer loans
Solarity does not offer private party loans on vehicles, motor homes, travel trailers, campers, fifth wheels, boats and jet skis.
A personal loan is an alternative to the private party loan that you can apply for with Solarity. If you would like more information about personal loans, please contact us at 800.347.9222 option 6 or through our online chat. Apply for a personal loan here.
We do offer vehicle loans and you can learn more here.
After the final payment on a loan is paid, we release our lien. The the Washington State Department of Licensing then processes a paper title, which can take 4-6 weeks to be received.
If it is registered outside of Washington state, the title will be mailed to Solarity Credit Union, and we will mail it to the address on file. That process also has a 4-6 week timeframe.
Get more from your membership
Join today and enjoy the benefits of membership at Solarity Credit Union
Home Loans
We'll help you find the perfect loan, whether it's for an upsize, downsize, first home or refinance.
Find your home loan
Credit Cards
Payment versatility and convenient access to your available credit with no annual fee or balance transfer fees.
Spend with easeHelpful articles and information
'The banking system is healthy:’ Solarity Leaders address concerns after recent national bank failures
Recent news stories about the financial industry have some members concerned. Solarity leaders respond, assuring members "the banking system is healthy."
Solarity celebrates its female leaders for Women's History Month
For the second year in a row, Solarity Credit Union, led by CEO Mina Worthington and COO Carrie Moore, has an entire lineup of all-female vice presidents.
What is a credit union?
Banks and credit unions may seem the same fundamentally, but they operate differently and therefore offer different terms, rates, fees and levels of service.
Annual Percentage Rate (APR) accurate as of date shown and subject to change. All loans are subject to credit approval. Not all applicants will qualify for a loan or the lowest rate shown. Special terms and conditions may apply.
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