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Cash-out refinance explained in 4 easy steps

What is a cash-out refinance? How does it work? Find everything you need to know about cash-out refinance explained in just four simple steps. Learn more.

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Pros and cons of 0-down home loans in Washington State

This article walks through the pros and cons of 0-down home loans in Washington State so you can decide if this option for homeownership is right for you.

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What additional monthly costs need to be paid when owning a home?

Private mortgage insurance costs may be a payment for which future homeowners need to plan. Also, homeowner's insurance, maintenance costs, HOA fees and so on.

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How to fix an error on a credit report

Here's how to fix an error on a credit report. Errors make you look riskier to a lender, so protect your creditworthiness by correcting any mistakes.

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Understand the loan-to-value ratio and what it means for a mortgage refinance

The loan-to-value (LTV) ratio for a refinance is determined by the amount borrowed compared to the current market value of the home.

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Refinance checklist: Are you ready?

Find everything you need to make sure you’re ready to refinance: from determining your options with a free mortgage refinance calculator to important documents.

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What is home equity and how can it be accessed?

Home equity is a home’s value after subtracting the mortgage from the market value. It can be accessed through a home equity loan, HELOC or cash-out refinance.

Getting pre-approved and why it’s essential to your home search

When purchasing a home, determining what you can afford to buy is a great place to start. Instead of looking at homes that are out of your price range, knowing how much y...

Loan Estimate 101: How to avoid hidden costs

When you're shopping for a home, a Loan Estimate is a handy tool, since all lenders are required to use the same Loan Estimate form, which makes it easy to compare your l...