Credit cards that fit your life
Solarity Visa® puts the power of payment versatility in your hands. Whether you’re on a trip to Greece or a trip to the grocery store, enjoy quick, convenient access to your available credit limit, no balance transfer fees and local servicing.*
Convenient, easy-to-use line of credit
Share Secured Visa
Ideal for establishing or rebuilding credit
Young Adult Visa
For members age 15-20
Reasons to love our credit cards
- No annual fee
- No balance transfer fee
- No minimum interest charge
- No cash advance fee
- Cash advances at more than 32,000 surcharge-free ATMs nationwide
- Visa Account Updater (VAU) to keep transactions seamless
- Visa Secure for peace of mind while shopping online
Credit cards for every type of borrower
Whether you have a long credit history or are looking for a fresh start, we have credit cards to give you the spending flexibility you need.
Looking for a straightforward line of credit with a great low rate? Our easy-to-use Platinum Visa card gives you the power to make your next purchase, travel without worry or transfer existing balances from higher rate cards.
Share Secured Visa
If you’re establishing or rebuilding your credit—this is the card for you. To ensure a low rate, secured cards use a security deposit as cash collateral. With the same great features as the Platinum Visa, our Share Secured Visa can help you start improving your credit history.
Young Adult Visa
This card is perfect for younger members who want to establish a positive credit history and learn good money habits. With the same rates and terms as our Platinum Visa, students ages 15–20 are eligible to apply (with an adult co-signer at least 21 years old).
Visa Secure and Visa Account Updater
Visa Secure (formerly Verified by Visa) simply means you get access to an added layer of protection, keeping your money safer while you are shopping online. When making a purchase from a merchant participating in Visa Secure, you may be guided through an extra step to confirm your identity. No need to do anything on your part other than follow the prompts. Visa Secure does the work to ensure it’s an authorized transaction.
Visa Account Updater
Visa Account Updater (VAU) automatically sends cardholder data to participant merchants when the card information is updated. It offers a seamless account update process without the need for direct action on your part. For example, if your phone bill automatically charges to your credit card every month, without the VAU, you would need to update your card info yourself in the event of a new card. With VAU, Visa will send the updated card info to that merchant for you.
If you do not wish to have your card information automatically sent to participant merchants in the event of a new card, you can opt out by calling 800.347.9222.
Please note: you must opt out before your old card has expired, or within 24 hours of ordering a new card when the old card is lost or stolen.
You might also like:
Whether you're buying, refinancing or just starting to shop for houses, we have loans for every type of home owner.Explore home loans
Upgrade your next camping adventure! Financing for motor homes, travel trailers, fifth wheels and campers.Let's go
Tap into the buying power of your home to pay for large expenses or consolidate debt.Find out more
Common questions about credit cards
When I see the Visa Secure badge, what does this mean? How are my online purchases secured with Visa?
Visa has developed a program that helps confirm your identity when you make an online purchase. This service helps make shopping online more secure by protecting against unauthorized use of your Visa card. There’s no need to download anything, install software, or register for an account. During an online purchase from your desktop, mobile or other digital device, you may be guided through an extra check to verify your identity. This helps us ensure you’re you and better protects you from fraud.
This service automatically works at checkout at participating merchants. There is no need to download anything, install software or register for your account to get this added layer of protection. When using this service, you may occasionally be prompted at checkout to verify your identity, but this is to ensure you’re you and protect you from fraud.
Helpful articles and information
'The banking system is healthy:’ Solarity Leaders address concerns after recent national bank failures
Recent news stories about the financial industry have some members concerned. Solarity leaders respond, assuring members "the banking system is healthy."
Solarity celebrates its female leaders for Women's History Month
For the second year in a row, Solarity Credit Union, led by CEO Mina Worthington and COO Carrie Moore, has an entire lineup of all-female vice presidents.
What is a credit union?
Banks and credit unions may seem the same fundamentally, but they operate differently and therefore offer different terms, rates, fees and levels of service.