page title background

Articles

Family of four taking a selfie on the beach

How does a cash-out refinance work?

How does a cash-out refinance work? It turns home equity into cash by replacing your original home mortgage with a new, larger mortgage. That extra goes to you.

Man sitting at desk in front of laptop and holding cash

6 facts about a cash-out refinance home loan

A cash-out refinance replaces an original home loan with a new loan for a larger amount, and borrowers are able to pocket the difference.

Happy young couple holding keys to first house

Where to start when buying a home

Wondering where to start when buying a home? Begin with a budget and saving up, shop around for good rates and then be sure to find the right lender.

Man with safety glasses cutting wood with saw

5 home improvements to make in 2022

This year, why not make some great home improvements? Maybe improve your roof or add a new deck or patio. Learn how to refinance a house for home improvements.

Man and woman standing out on their back deck

Can I use a cash-out refinance loan to buy a second home?

Can you tap into your home’s equity for cash-out refinance loans in Washington? Simply put, yes. You can replace your home loan with a new, larger loan.

A happy woman reviews her lower mortgage bill

6 strategies for lowering your monthly mortgage payment

Check out these 6 ideas for lowering your monthly mortgage payment. You could find yourself saving several hundred dollars each month, depending on which of these works f...

Man and woman holding keys to new house

What is earnest money and why is it important?

You’ve found your perfect home. Now you want to let the seller know you are interested in an offer. Adding a good faith deposit, or earnest money, sets your offer apart f...

Solarity branch lobby

What services are available at credit unions in Yakima, Washington?

Everyone’s financial situation is different, and if you’re searching for a new financial institution, we’d like to invite you to consider a credit union.

Home owner cleaning gutters

Is your new home ready for spring?

With a new home purchase, it’s important to take good care of your investment, and spring is a great time to do some general cleaning up around your home.