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Articles

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6 facts about a cash-out refinance home loan

A cash-out refinance replaces an original home loan with a new loan for a larger amount, and borrowers are able to pocket the difference.

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Where to start when buying a home

Wondering where to start when buying a home? Begin with a budget and saving up, shop around for good rates and then be sure to find the right lender.

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5 home improvements to make in 2024

This year, why not make some great home improvements? Maybe improve your roof or add a new deck or patio. Learn how to use your home's equity for home improvements.

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Can I use a cash-out refinance loan to buy a second home?

Can you tap into your home’s equity for cash-out refinance loans in Washington? Simply put, yes. You can replace your home loan with a new, larger loan.

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6 strategies for lowering your monthly mortgage payment

Check out these 6 ideas for lowering your monthly mortgage payment. You could save several hundred dollars each month, depending on which of these works for your situatio...

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What is earnest money and why is it important?

You’ve found your perfect home. Now you want to let the seller know you are interested in an offer. Adding a good faith deposit, or earnest money, sets your offer apart f...

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What services are available at credit unions in Yakima, Washington?

Everyone’s financial situation is different, and if you’re searching for a new financial institution, we’d like to invite you to consider a credit union.

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Is your new home ready for spring?

With a new home purchase, it’s important to take good care of your investment, and spring is a great time to do some general cleaning up around your home.

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5 tips for living more affordably in Washington

One of the most affordable places to live in Washington is outside of the city, but living economically often starts with obtaining a home loan with good rates.