How does a cash-out refinance work?

How does a cash-out refinance work? It turns home equity into cash by replacing your original home mortgage with a new, larger mortgage. That extra goes to you.


6 facts about a cash-out refinance home loan

A cash-out refinance replaces an original home loan with a new loan for a larger amount, and borrowers are able to pocket the difference.


Where to start when buying a home

Wondering where to start when buying a home? Begin with a budget and saving up, shop around for good rates and then be sure to find the right lender.


5 home improvements to make in 2024

This year, why not make some great home improvements? Maybe improve your roof or add a new deck or patio. Learn how to use your home's equity for home improvements.


Can I use a cash-out refinance loan to buy a second home?

Can you tap into your home’s equity for cash-out refinance loans in Washington? Simply put, yes. You can replace your home loan with a new, larger loan.


6 strategies for lowering your monthly mortgage payment

Check out these 6 ideas for lowering your monthly mortgage payment. You could save several hundred dollars each month, depending on which of these works for your situatio...


What is earnest money and why is it important?

You’ve found your perfect home. Now you want to let the seller know you are interested in an offer. Adding a good faith deposit, or earnest money, sets your offer apart f...


What services are available at credit unions in Yakima, Washington?

Everyone’s financial situation is different, and if you’re searching for a new financial institution, we’d like to invite you to consider a credit union.


Is your new home ready for spring?

With a new home purchase, it’s important to take good care of your investment, and spring is a great time to do some general cleaning up around your home.