Frequently Asked Questions (FAQs)

No, after your initial opening deposit (up to $1,000), you can’t make additional direct deposits into Solarity Savers.

The account is designed to grow automatically through eligible dividends from your Solarity savings and certificate accounts, as well as optional Round Up Savings transfers if you’re enrolled. This helps consolidate your earnings into one balance that can qualify for a higher rate when monthly requirements are met.

If you’d like to add more funds, you can deposit them into your eligible Solarity savings accounts, where they can begin earning dividends that flow into your Solarity Savers account.

Yes! Your other Solarity savings and certificate accounts continue to earn dividends as usual. Solarity Savers does not replace or reduce the earnings on those accounts.

Instead, eligible dividends are automatically transferred into your Solarity Savers account, where they can earn a higher rate when monthly qualification requirements are met. Your original account balances remain in place and continue working for you.

Money in your Solarity Savers account comes from three main sources:

• Eligible dividends earned on your Solarity personal savings and certificate accounts, which are automatically transferred into your Solarity Savers balance.
• Round Up Savings transfers from debit card purchases tied to your Solarity checking account.
• Your initial opening deposit (up to $1,000).

Solarity Savers is a high-yield savings account designed to help your money grow faster. It automatically gathers eligible dividends from your Solarity savings and certificate accounts into one balance, where they can earn a higher rate when you complete 20 or more qualifying transactions each month with your Solarity checking account. Unlike a traditional savings account, it rewards you for active membership while keeping your funds accessible.

If you suspect check fraud on your account, it's important to act quickly. Contact Solarity as soon as possible by calling us at 800.347.9222 or visiting your nearest branch. Our team will guide you through the steps to secure your account, investigate the issue and help you dispute any unauthorized transactions. Prompt action can help limit potential losses and protect your finances.

If your check has been lost or stolen, contact Solarity right away by calling 800.347.9222 or visiting your nearest branch. We can place a stop payment on the check to help prevent unauthorized use and guide you through any additional steps needed to protect your account. Acting quickly can help minimize risk and keep your finances secure.

These are essentially two names for the same type of account. The only difference is that credit unions commonly call it a certificate savings account, while banks refer to it as a certificate of deposit or CD. Both offer a fixed interest rate for a set term and typically restrict access to the funds until the term ends. A certificate savings account is a great option if you want a safe, predictable way to grow your savings.