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Maximum savings with minimal effort
When all of your accounts are in one place, life feels simpler. And when you're getting an amazing rate, that makes it even better.
Solarity Savers is a high-yield savings account that is powered by earnings from your other Solarity savings accounts, so your money works harder while staying accessible. It’s built for real life, delivering the flexibility you want with the growth you expect.
Combine it with Round Up Savings and watch everyday spending turn into steady momentum.
It's automatic, effortless and it adds up. One seriously smart account. One powerful rate. All of your savings working together. That's Brighter Banking. That's Solarity.
Earn our highest available rate
A smarter way to save
The more you bank with Solarity, the more your savings can grow! Reward those good saving habits with a greater return.
Earn our highest available rate
Simply link your Solarity checking account and make 20+ transactions a month.
Bundle your savings
Grow your balance with the earnings from eligible personal savings and certificate accounts.
Turn spare change into savings
With Round Up Savings, every debit card purchase rounds up to the nearest dollar and grows your Solarity Savers balance automatically.
Access your money when you need it
Transfer money from Solarity Savers to your other Solarity accounts whenever you need to.
How Solarity Savers works
Solarity Savers helps you grow what you've already built while keeping things simple. It's a straightforward way to consolidate, automate and accelerate your savings all in one place. Here's how it works:
Do your banking, earn a great rate
Earn our best rate when you make 20 or more transactions each month in your Solarity checking account. Most everyday activities count, including deposits, withdrawals, purchases, bill payments and more. Because loyalty should pay off!
Every dollar you earn helps you earn more
Dividends from eligible personal savings and certificate accounts are automatically transferred into your Solarity Savers account, growing your balance and earning a fantastic rate!1 Note: dividends from business accounts, IRAs and Bonus Savings are not eligible.
Jump-start your savings at account opening
Make a one-time deposit of up to $1,000 when you open the account, then build your balance automatically with dividend transfers and Round Up Savings.2
Access your money anytime
Easily transfer funds from Solarity Savers to your spending accounts through online and mobile banking as often as you want.
Enroll in Round Up Savings
Turn your small change into real savings
With Round Up Savings, every debit card purchase in your linked Solarity checking account rounds up to the nearest dollar, depositing the difference into your Solarity Savers account.3 It’s an effortless way to grow your savings automatically and earn even more.
Frequently asked questions about Solarity Savers
Solarity Savers is a high-yield savings account designed to help your money grow faster. It automatically gathers eligible dividends from your Solarity savings and certificate accounts into one balance, where they can earn a higher rate when you complete 20 or more qualifying transactions each month with your Solarity checking account. Unlike a traditional savings account, it rewards you for active membership while keeping your funds accessible.
Money in your Solarity Savers account comes from three main sources:
- Eligible dividends earned on your Solarity personal savings and certificate accounts, which are automatically transferred into your Solarity Savers balance.
- Round Up Savings transfers from debit card purchases tied to your Solarity checking account.
- Your initial opening deposit (up to $1,000).
Yes! Your other Solarity savings and certificate accounts continue to earn dividends as usual. Solarity Savers does not replace or reduce the earnings on those accounts.
Instead, eligible dividends are automatically transferred into your Solarity Savers account, where they can earn a higher rate when monthly qualification requirements are met. Your original account balances remain in place and continue working for you.
Qualifying transactions are everyday purchases and other account activities made with your linked Solarity checking account. These transactions help you meet the monthly requirement to earn the higher rate on your Solarity Savers account.
Examples of qualifying transactions include:
- Debit card purchases at stores or online
- Bill payments made from your checking account
- Automated payments (ACH or recurring transfers)
- ATM withdrawals, deposits and transfers
- Transfers made in online and mobile banking
- Checks and wires
- Loan payments from your checking account
By completing 20 or more qualifying transactions each month, your Solarity Savers balance can earn the account’s highest rate.
Yes! Solarity Savers is built to keep your funds accessible. You can transfer money out of the account at any time to your linked Solarity checking or savings accounts, or access it through online and mobile banking.
No, there is no balance cap on Solarity Savers. Your entire account balance can earn the highest rate when the monthly qualification requirements are met.
This means all eligible dividends and transfers in your Solarity Savers account have the opportunity to grow at the higher rate, giving you the most from your consolidated balance.
No, after your initial opening deposit (up to $1,000), you can’t make additional direct deposits into Solarity Savers.
The account is designed to grow automatically through eligible dividends from your Solarity savings and certificate accounts, as well as optional Round Up Savings transfers if you’re enrolled. This helps consolidate your earnings into one balance that can qualify for a higher rate when monthly requirements are met.
If you’d like to add more funds, you can deposit them into your eligible Solarity savings accounts, where they can begin earning dividends that flow into your Solarity Savers account.
Yes, eligible dividend transfers into your Solarity Savers account are limited to $4,000 per calendar year. That limit resets on January 1 each year.
Round Up Savings is an automatic way to grow your savings without thinking about it. Every time you make a debit card purchase with your linked Solarity checking account, the purchase is rounded up to the next dollar, and the difference is transferred into your Solarity Savers account.
Over time, these small “round ups” can add up, helping you save more effortlessly while earning a higher rate on your Solarity Savers balance.
Our members say it best
More ways to save and fund your Solarity Savers account
Money market savings
For savvy savers! The more you save, the more you earn with tiered rates and no monthly service fee.
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Certificate accounts
A stable, secure way to grow your money, especially funds you don't need access to right away.
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Dividend checking
Convenient, drama-free access to your money while also earning dividends with higher rates for higher balances.
"Check" it out
Get ready to grow your savings and earn a great rate!
We make opening your account FAST and EASY! See below for the ways you can get started.
At a branch
Stop by any of our local branches and speak with one of our helpful experts.
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