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Articles

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Pros and cons of 0-down home loans in Washington State

This article walks through the pros and cons of 0-down home loans in Washington State so you can decide if this option for homeownership is right for you.

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What additional monthly costs need to be paid when owning a home?

Private mortgage insurance costs may be a payment for which future homeowners need to plan. Also, homeowner's insurance, maintenance costs, HOA fees and so on.

Getting pre-approved and why it’s essential to your home search

When purchasing a home, determining what you can afford to buy is a great place to start. Instead of looking at homes that are out of your price range, knowing how much y...

Loan Estimate 101: How to avoid hidden costs

When you're shopping for a home, a Loan Estimate is a handy tool, since all lenders are required to use the same Loan Estimate form, which makes it easy to compare your l...

Does a higher down payment make your offer stronger?

Buying a home is exciting! You found your new home and now it’s time to make an offer. How much money should you put down?

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Should I buy new construction or an existing home?

The debate of new construction vs. an existing home is one that many people face, and the final decision will differ depending on your personal preferences.

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Can you get a mortgage with bad credit?

If you’re wondering, “Can you get a mortgage with bad credit?” you’re not alone. Many people have bad credit and still would like to buy a home. Luckily, there are things...

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First-time homebuyer? Are you ready to buy a house?

Are you a first-time homebuyer in WA? This is a big step, but with a little bit of research, you can figure out whether buying is the right choice for you.

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What is earnest money and why is it important?

You’ve found your perfect home. Now you want to let the seller know you are interested in an offer. Adding a good faith deposit, or earnest money, sets your offer apart f...