
Articles

Time for a home update? Should you buy new or cash-out refinance and remodel?
The exact right time to refinance a mortgage will depend on each homeowner and their unique circumstances, wants, needs, built-up equity and personal finances.

How does a bridge loan work?
Are you wondering, How does a bridge loan work? Bridge loans use the equity in your existing home to secure temporary financing for the purchase of a new home.

Can you remove PMI without refinancing?
There are a number of ways you can remove PMI without refinancing, such as building equity, waiting out the mortgage term and applying to cancel the insurance.

5 reasons to buy a home and retire in Washington State
Retiring in Washington State and purchasing a home can help you build equity faster, enable you to buy a second home and increase the investment in your future.

Do I Have to Put 20% Down on a House?
Do I have to put 20% down on a house? The short answer is no. Some lenders may require this, but it's rare. For some people, 20% down is simply not realistic.

What is home equity and how can it be accessed?
Home equity is a home’s value after subtracting the mortgage from the market value. It can be accessed through a home equity loan, HELOC or cash-out refinance.

Renovating vs. relocating: 4 things to consider
When your current home isn’t perfect, you can choose to live with it, invest in making improvements or begin searching for a new home. Before you decide, consider these f...

How to use the equity in your home to buy a vacation home
Are you interested in purchasing a vacation home but not sure how to do it? Well, the money you’ve already put into your current home might do the trick.

Get smart about home loans: 10 vocabulary words you should know
Buying a home is an exciting venture, but if this is your first time—or even if it isn’t—it can come with a steep learning curve.