Earn up to 5.05% APY* with Solarity
Certificate and money market accounts offer a stable, secure way to rake in savings - especially with rates like these!
With a certificate, you can sit back and relax, knowing your hard-earned savings and rate are guaranteed for the entire term. Money market accounts, meanwhile, have the advantage of providing easy access to your funds at any time and offer higher rates for higher balances.
No matter which option you choose, a Solarity certificate or money market account can help you reach your financial goals faster. Don't miss out on these great rates! Give us a call at 800.347.9222, visit one of our branches or open an account online to get started.

Featured rates

Here's the scoop on certificate accounts


Guaranteed return
Your rate is locked in for the term of the certificate


Multiple term options
Choose the timeframe that works best for you


Certificate-secured loans available
Borrow money back from an active certificate, if needed


Cash in early
Partial withdrawals of posted dividends prior to maturity allowed without a penalty
A better way to bank
At Solarity, we've been helping families, businesses and the community since 1939.
Solarity Credit Union has the same products and services you'll find at the big banks plus one very important thing they lack: employees who genuinely care about you as a person rather than a number.
Founded on the principle of people helping people, Solarity offers all the convenience you'd expect: multiple account options, free online and mobile banking, competitive rates and more. Open an account today to take advantage of everything membership has to offer.
We asked our members what they love about Solarity. Here's what they said.
Our members say it best:















More ways to save – money market accounts


Tiered rates


No monthly maintenance fee


Unlimited transactions


Access your funds by check, online or in-person
Certificate special rates and disclosures
Term | Minimum balance to earn APY* | APY* |
---|---|---|
7 months | $10,000 | 5.05% |
Disclosures
Money Market Max rates and disclosures
Minimum balance to earn APY* | APY* |
---|---|
$0.01 | 0.25% |
$5,000 | 0.50% |
$25,000 | 2.75% |
$50,000 | 3.75% |
$100,000 | 4.25% |
Disclosures
Money Market rates and disclosures
Minimum balance to earn APY* | APY* |
---|---|
$0.01 | 0.25% |
$5,000 | 0.50% |
$25,000 | 0.75% |
$50,000 | 1.00% |
$100,000 | 1.25% |
Disclosures
*Annual Percentage Yield (APY) accurate as of date shown. The APY we pay is based on the tier in which your balance falls. APYs are variable and subject to change. Dividends are compounded daily and credited monthly using the average daily balance method. $2,000 minimum opening deposit. Account may not be used as collateral for a loan. Fees may reduce earnings.

Ready to open an account?
We make opening your account FAST and EASY! See below for the ways you can get started. Note: You may start opening your account online, and then a Solarity representative will contact you by phone to complete the funding process. Business certificates are not able to be opened online; please call 800.347.9222 or visit a branch.


Online (members)
Already a Solarity Credit Union member? Click below to open your certificate today!
Let's do it

Online (new members)
This offer isn't just for current members! It only takes a few minutes to fill out and submit the application.
Get started

By phone
Give us a call at 800.347.9222. We'll explain your options and help open your new account.
Call now

At a branch
Stop by any of our local branches and speak with one of our helpful Experience Guides.
See locations