Earn up to 4.85% APY* with Solarity

Certificate and money market accounts offer a stable, secure path to shred your way to more savings - especially with rates like these!

With a certificate, you can sit back and relax, knowing your hard-earned savings and rate are guaranteed for the entire term. Money market accounts, meanwhile, have the advantage of providing easy access to your funds at any time and offer higher rates for higher balances. 

No matter which option you choose, a Solarity certificate or money market account can help you reach your financial goals faster. Don't miss out on these great rates! Give us a call at 800.347.9222, visit a branch or open an account online to get started.

 

Shred your way to savings

Featured rates

Rates accurate as of April 19, 2024
APY AS HIGH AS*
4.85%
APY AS HIGH AS*
3.95%
APY AS HIGH AS*
1.25%
Solarity Credit Union CDs

Here's the scoop on certificate accounts

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Guaranteed return

Your rate is locked in for the term of the certificate

Quick pre-approval home loan decisions Quick pre-approval home loan decisions
Multiple term options

Choose the timeframe that works best for you

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Certificate-secured loans available

Borrow money back from an active certificate, if needed

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Cash in early

Partial withdrawals of posted dividends prior to maturity allowed without a penalty

A better way to bank

At Solarity, we've been helping families, businesses and the community since 1939.

Solarity Credit Union has the same products and services you'll find at the big banks plus one very important thing they lack: employees who genuinely care about you as a person rather than a number.

Founded on the principle of people helping people, Solarity offers all the convenience you'd expect: multiple account options, free online and mobile banking, competitive rates and more. Open an account today to take advantage of everything membership has to offer.

We asked our members what they love about Solarity. Here's what they said.
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More ways to save – money market accounts

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Tiered rates
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No monthly maintenance fee
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Unlimited transactions
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Access your funds by check, online or in-person

Certificate special rates and disclosures

Rates accurate as of April 19, 2024
Term Minimum balance to earn APY* APY*
7 months $10,000 4.85%

Disclosures
*Annual Percentage Yield (APY) effective as of date shown. Rates and terms subject to change. Fixed rate for the term of your certificate. Minimum of $10,000 required to open and earn APY for certificate special; maximum opening deposit of $1 million. Does not apply to IRAs. Certificate-secured loans available. Penalty may be imposed for early withdrawal. Fees may reduce earnings.

Money Market Max rates and disclosures

Rates accurate as of April 19, 2024
Minimum balance to earn APY* APY*
$0.01 0.25%
$5,000 0.50%
$25,000 2.45%
$50,000 3.45%
$100,000 3.95%

Disclosures
*Annual Percentage Yield (APY) effective as of date shown. The APY we pay is based on the tier in which your balance falls. APYs are variable and subject to change. $25,000 minimum opening deposit. Fees may reduce earnings. 

Money Market rates and disclosures

Rates accurate as of April 19, 2024
Minimum balance to earn APY* APY*
$0.01 0.25%
$5,000 0.50%
$25,000 0.75%
$50,000 1.00%
$100,000 1.25%

Disclosures

*Annual Percentage Yield (APY) accurate as of date shown. The APY we pay is based on the tier in which your balance falls. APYs are variable and subject to change. $2,000 minimum opening deposit. Fees may reduce earnings.

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Ready to open an account?

We make opening your account FAST and EASY! See below for the ways you can get started. Note: You may start opening your account online, and then a Solarity representative will contact you by phone to complete the funding process. Business certificates are not able to be opened online; please call 800.347.9222 or visit a branch.

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Online (members)

Already a Solarity Credit Union member? Click below to open your certificate today!

Let's do it
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Online (new members)

This offer isn't just for current members! It only takes a few minutes to fill out and submit the application.

Get started
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By phone

Give us a call at 800.347.9222. We'll explain your options and help open your new account.

Call now
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At a branch

Stop by any of our local branches and speak with one of our helpful Experience Guides.

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