Deposit Rates
Discover our deposit rates
Check out our deposit rates below or click to explore home loan and consumer loan rates.
Checking
Dividend Checking
| APY* | Minimum balance to earn APY |
|---|---|
| 0.01% | $250 |
| 0.06% | $5,000 |
| 0.11% | $25,000 |
Disclosures
*Annual Percentage Yield (APY) accurate as of date shown and subject to change. $3 monthly service fee waived with $250 minimum balance; fees may reduce earnings.
Savings
Primary, Additional and Youth Savings
| Account | APY* | Minimum balance to earn APY |
|---|---|---|
| Primary Savings | 0.05% | $5 |
| Additional Savings | 0.05% | $5 |
| Youth Savings | 0.05% | $5 |
Disclosures
*Annual Percentage Yield (APY) accurate as of date shown and is subject to change. Dividends are compounded daily and credited monthly. $5 minimum opening deposit. $3 monthly service fee waived with $100 minimum balance; for Youth accounts (age 17 and under), $5 minimum balance to waive monthly service fee. Fee applies to members with only a Primary Savings Account. Fees may reduce earnings.
Money Market
Earn higher rates for higher balances.
| Minimum balance to earn APY | APY* |
|---|---|
| $0.01 | 0.25% |
| $5,000 | 0.50% |
| $25,000 | 0.75% |
| $50,000 | 1.00% |
| $100,000 | 1.25% |
Disclosures
*Annual Percentage Yield (APY) accurate as of date shown. The APY we pay is based on the tier in which your balance falls. APYs are variable and subject to change. Dividends are compounded daily and credited monthly. $2,000 minimum opening deposit. Account may not be used as collateral for a loan. Fees may reduce earnings.
Money Market Max
| Minimum balance to earn APY | APY* |
|---|---|
| $0.01 | 0.25% |
| $5,000 | 0.50% |
| $25,000 | 2.75% |
| $50,000 | 3.75% |
| $100,000 | 4.25% |
Disclosures
Certificates
| Term | Minimum balance to earn APY | APY* |
|---|---|---|
| 3 months | $500 | 0.05% |
| 3 months | $10,000 | 0.15% |
| 3 months | $75,000 | 0.20% |
| 6 months | $500 | 0.05% |
| 6 months | $10,000 | 0.25% |
| 6 months | $75,000 | 0.25% |
| 12 months | $500 | 0.10% |
| 12 months | $10,000 | 0.45% |
| 12 months | $75,000 | 0.50% |
| 24 months | $500 | 0.15% |
| 24 months | $10,000 | 0.50% |
| 24 months | $75,000 | 0.55% |
| 36 months | $500 | 0.20% |
| 36 months | $10,000 | 0.50% |
| 36 months | $75,000 | 0.55% |
| 48 months | $500 | 0.25% |
| 48 months | $10,000 | 0.50% |
| 48 months | $75,000 | 0.55% |
Disclosures
*Annual Percentage Yield (APY) accurate as of date shown and subject to change. Fixed rate for the term of your certificate; dividends are compounded daily and credited monthly or at maturity. Certificate-secured loans available.
Deposit Rules: Additional deposits
of $25 or higher are allowed to the certificate only by payroll deduction, direct deposit or account transfer when in conjunction with a payroll deposit.
Penalty for early withdrawal: certificates that are redeemed early shall have a penalty of 90
days of dividends on terms of 12 months or less, and 180 days of dividends on terms over 12 months.
Partial withdrawals of posted dividends are allowed prior to maturity without a penalty. The amount of the penalty may be deducted from the principal of the certificate if the dividend has previously been withdrawn. Penalties may be waived under
certain circumstances. Fees may reduce earnings.
Certificate Special
| Term | Minimum balance to earn APY | APY* |
|---|---|---|
| 13 months | $10,000 | 5.05% |
| 7 months | $10,000 | 4.00% |
Disclosures
Connect with us
Whether you have specific questions or you're ready to open your new account, we're here to help! Stop by a branch location or get in touch by phone or chat.
At a branch
Stop by your local branch and speak with one of our helpful Experience Guides.
See locations
By phone
Ready to talk to someone right now? We're ready to talk to you, too! Call 800.347.9222.
Make the call
Chat
Feeling chatty? Use our online chat to get the conversation started. Click the blue "Chat" button and we'll be right with you.
