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Deposit Rates

 

Which deposit rates are you interested in?

 

Checking

Dividend Checking

Rates accurate as of September 29, 2022
APY* Minimum to earn APY
0.01% $250
0.06% $5,000
0.11% $25,000

Disclosures

*Annual Percentage Yield (APY) accurate as of date shown and subject to change. Fees may reduce earnings.

 

Savings

Primary, Secondary and Youth Savings

Rates accurate as of September 29, 2022
Account APY* Minimum to earn APY
Primary Savings 0.05% $5
Secondary Savings 0.05% $5
Youth Savings 0.05% $5

Disclosures

*Annual Percentage Yield (APY) accurate as of date shown and is subject to change. Dividends are compounded daily and credited monthly. $5 minimum opening deposit. $3 monthly service fee waived with $100 minimum balance; for Youth accounts (age 17 and under), $5 minimum balance to waive monthly service fee. Fee applies to members with only a Primary Savings Account. Fees may reduce earnings.

Money Market

Earn higher rates for higher balances.

Rates accurate as of September 29, 2022
Minimum to earn APY APY*
$0.01 0.05%
$50,000 0.05%
$100,000 0.10%
$150,000 0.10%

Disclosures

*Annual Percentage Yield (APY) accurate as of date shown and is subject to change. Dividends are compounded daily and credited monthly. $2,000 minimum opening deposit. Account may not be used as collateral for a loan. Fees may reduce earnings.

Certificates

Rates accurate as of September 29, 2022
Term Minimum to earn APY APY*
3 months $500 0.05%
3 months $10,000 0.10%
3 months $75,000 0.15%
6 months $500 0.05%
6 months $10,000 0.15%
6 months $75,000 0.20%
12 months $500 0.10%
12 months $10,000 0.15%
12 months $75,000 0.20%
24 months $500 0.15%
24 months $10,000 0.20%
24 months $75,000 0.25%
36 months $500 0.20%
36 months $10,000 0.25%
36 months $75,000 0.30%
48 months $500 0.25%
48 months $10,000 0.30%
48 months $75,000 0.35%

Disclosures

*Annual Percentage Yield (APY) accurate as of date shown and subject to change. Fixed rate for the term of your certificate; dividends are compounded daily and credited monthly or at maturity. Certificate-secured loans available.

Deposit Rules: Additional deposits of $25 or higher are allowed to the certificate only by payroll deduction, direct deposit or account transfer when in conjunction with a payroll deposit.

Withdrawal Rules: Certificates that are redeemed early shall have a penalty of 90 days of dividends on terms of 12 months or less, and 180 days on dividends over 12 months.

Partial withdrawals of posted dividends are allowed prior to maturity without a penalty. The amount of the penalty may be deducted from the principal of the certificate if the dividend has previously been withdrawn. Penalties may be waived under certain circumstances.

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