What is a digital wallet?

A digital wallet securely stores your payment information on your mobile device so you can make purchases without reaching for your physical card. Whether you're buying coffee, checking out online or paying in an app, digital wallets make everyday purchases faster and more convenient.* Solarity members can easily add debit and credit cards to popular digital wallet apps and start paying in just a few minutes.


Bank smarter on the go

Digital banking plus digital wallets equals a better way to manage money! With Solarity online and mobile banking, you can monitor transactions, manage cards, transfer money and stay connected to your accounts anytime, anywhere.

Set up your digital wallet

Adding your Solarity card to a digital wallet is fast and easy! Choose your wallet app for specific instructions:


Apple Pay®


Add card
Google Wallet icon

Google Wallet™


Add card


Samsung Wallet™


Add card

Didn't see your digital wallet app of choice listed above? Here are a few more popular options:

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Why use a digital wallet?

Quick pre-approval home loan decisions Quick pre-approval home loan decisions
Faster checkout

Tap phone, watch or other smart device and pay in seconds.

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Added security

Digital wallets use encryption and tokenization to help protect your card information during transactions.

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Easy access

Keep your favorite payment methods, event tickets, boarding passes and more in one convenient place.

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Peace of mind

If your physical card is misplaced, your digital wallet can help you continue making secure purchases while you manage your account.

Fequently asked questions about digital wallets

Digital wallets are designed with multiple layers of security to help protect your financial information. When you add your Solarity debit or credit card to a digital wallet, your actual card number is not stored on your device or shared with merchants during transactions. Instead, a unique encrypted token is used to process payments.

Most digital wallets also require authentication, such as a fingerprint, facial recognition, passcode or PIN before completing a purchase. Combined with the security features already built into your Solarity card, digital wallets provide a safe and secure way to make purchases in stores, online and within mobile apps.

The best digital wallet is often the one that works seamlessly with your smartphone, smartwatch and preferred devices. Popular options include Apple Pay for Apple users, Google Pay for Android users, and Samsung Wallet for compatible Samsung devices.

All major digital wallets offer strong security features, fast contactless payments and broad merchant acceptance. If your Solarity debit or credit card is eligible, you can add it to the digital wallet that best fits your lifestyle and enjoy a convenient, secure payment experience wherever contactless payments are accepted.

Yes! Digital wallets make online shopping faster and more convenient by securely storing your payment card information. Instead of entering your card number every time you make a purchase, you can select your digital wallet at checkout and approve the payment using your device.

Many online retailers and mobile apps accept digital wallet payments, including Apple Pay®, Google Pay™ and Samsung Wallet®. Using a digital wallet can help streamline the checkout process while adding an extra layer of security through device authentication and encrypted payment technology.

Digital wallets integrate directly with many mobile apps, making it easy to pay without manually entering your card information. When a participating app offers digital wallet checkout, you can select your preferred wallet and authorize the payment with your device.

This streamlined process can help reduce checkout time, improve security and create a smoother experience when ordering food, booking travel, shopping online, paying for subscriptions or making in-app purchases. By connecting your Solarity card to your digital wallet, you can enjoy fast, secure payments across a wide range of apps and services.

To add your Solarity Visa® to your mobile wallet, you will have the option to receive a one-time passcode via text or email. You can also select "Call Bank," which will route you to a Visa rep who will then assist you to verify your information and get your card activated in your wallet.  For more information, visit our guide to setting up digital wallets. 

Read more about digital wallets

How to add a card to your digital wallet

Going cashless? Smart move! Digital wallets make payments fast, safe and simple. No matter what device you use, adding a card to your digital wallet is quick and easy.

Navigating the pros and cons of digital wallets

You’ve probably noticed digital wallets have gained popularity in the last few years. But, what are they, and how could they make your life easier?

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