Opening an account is easy!

Primary Savings is the initial account used to start your membership with Solarity. It's also a great place to begin saving for special events, vacations or as a source of emergency funds. As your nest egg grows, you can get even more focused by opening additional accounts for specific goals like a bucket list trip or a new car. 

Our Youth Savings accounts are designed with younger members in mind. Those 17 and under can start learning good savings habits as they gain positive reinforcement from watching their account balances grow over time.*

You can apply online in just a few minutes:

Earn more with Bonus Savings

Rates accurate as of March 01, 2024
APY** as high as
2.01%
Minimum to earn APY
$0.01

Looking for a greater return on your money? Earn 40x more than Solarity's Primary Savings account with Bonus Savings.

Family of four sitting on couch with dog

Whatever you're saving for, we have an account to help you reach your goals

locations-1-blue locations-1-orange
Primary Savings

This is the anchor account for your membership and provides access to the rest of our deposit and loan products. It's also a great place to start your nest egg.

Open account online
cash-icon-blue cash-icon-orange
Additional Savings

Open as many as you want and assign them to specific goals: down payment, vacation, car fund, holiday or "insert your savings goal here."

Open account online
white-pig-icon-blue white-pig-icon-orange
Youth Savings

Encourage young savers to start building good habits early! We offer Youth Savings for those 17 and younger.

Open account online
white-wallet-icon-blue white-wallet-icon-orange
Bonus Savings

Earn 40x more than a regular savings account with no monthly service fee and no limits to how much you can earn.

Learn more
Mother and young son playing on playground

Start saving and watch your money grow

  1. Enjoy unlimited transactions
  2. Pay yourself first with automatic transfers and payroll deductions
  3. It takes just $5 to open an account and start earning a return
  4. Open as many Additional accounts as you want to track specific savings goals
  5. Use as a source of overdraft protection for your checking account
  6. Help kids learn good savings habits with a Youth account
Savings account detailsPrimary Additional/YouthBonus**
Annual Percentage Yield (APY)See today's ratesSee today's ratesSee today's rates
Minimum balance to earn APY$5$5$0.01
Minimum opening deposit$5$5$5
Monthly service charge$3N/AN/A
Minimum balance to avoid monthly service charge$100^

Additional: N/A
Youth: $5

N/A

^Minimum balance is just $5 when you also have a Solarity checking account.

 

Woman placing a plant on a shelf

Ready to open a savings account?

We make opening your account FAST and EASY! There are three simple ways to get started:

Prequalify for a Mortgage Loan Icon white-devices-icon-orange
Online

It only takes a few minutes to fill out and submit the online application form.

Let's do it!
Call a SolarityCU Expert Icon talk-to-an-expert-1-orange
By phone

Connect with our friendly team members at 800.347.9222. We'll explain the products and get you ready to open your new account.

Call now
locations-2-blue locations-2-orange
At a branch

Stop by any of our local branches and speak with one of our helpful Experience Guides.

See locations

 

Common questions about savings accounts

Click on the “Open an Account” button.

Once you’ve selected the type of account you’d like to open, the application will walk you through what's needed to complete the process.

If you need assistance, call us at 800.347.9222. We'll be happy to help.

 

Helpful articles and information

Be aware of recent scams

It's important to be aware of a few of the more common techniques a fraudster will use to contact you so you can be better prepared if a situation presents itself.

Navigating the pros and cons of digital wallets

You’ve probably noticed digital wallets have gained popularity in the last few years. But, what are they, and how could they make your life easier?

Proven strategies for preventing fraud

March is fraud prevention month. At Solarity, we are always trying to help keep you (and your money) safe.