Opening an account is easy!

Primary Savings is the initial account used to start your membership with Solarity. It's also a great place to begin saving for special events, vacations or as a source of emergency funds. As your nest egg grows, you can get even more focused by opening additional accounts for specific goals like a bucket list trip or a new car. 

Our Youth Savings accounts are designed with younger members in mind. Those 17 and under can start learning good savings habits as they gain positive reinforcement from watching their account balances grow over time.*

You can apply online in just a few minutes:

Earn more with Bonus Savings

Rates accurate as of February 23, 2024
APY** as high as
Minimum to earn APY

Looking for a greater return on your money? Earn 40x more than Solarity's Primary Savings account with Bonus Savings.

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Whatever you're saving for, we have an account to help you reach your goals

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Primary Savings

This is the anchor account for your membership and provides access to the rest of our deposit and loan products. It's also a great place to start your nest egg.

Open account online
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Additional Savings

Open as many as you want and assign them to specific goals: down payment, vacation, car fund, holiday or "insert your savings goal here."

Open account online
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Youth Savings

Encourage young savers to start building good habits early! We offer Youth Savings for those 17 and younger.

Open account online
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Bonus Savings

Earn 40x more than a regular savings account with no monthly service fee and no limits to how much you can earn.

Learn more
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Start saving and watch your money grow

  1. Enjoy unlimited transactions
  2. Pay yourself first with automatic transfers and payroll deductions
  3. It takes just $5 to open an account and start earning a return
  4. Open as many Additional accounts as you want to track specific savings goals
  5. Use as a source of overdraft protection for your checking account
  6. Help kids learn good savings habits with a Youth account
Savings account detailsPrimary Additional/YouthBonus**
Annual Percentage Yield (APY)See today's ratesSee today's ratesSee today's rates
Minimum balance to earn APY$5$5$0.01
Minimum opening deposit$5$5$5
Monthly service charge$3N/AN/A
Minimum balance to avoid monthly service charge$100^

Additional: N/A
Youth: $5


^Minimum balance is just $5 when you also have a Solarity checking account.


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Ready to open a savings account?

We make opening your account FAST and EASY! There are three simple ways to get started:

Prequalify for a Mortgage Loan Icon white-devices-icon-orange

It only takes a few minutes to fill out and submit the online application form.

Let's do it!
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By phone

Connect with our friendly team members at 800.347.9222. We'll explain the products and get you ready to open your new account.

Call now
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At a branch

Stop by any of our local branches and speak with one of our helpful Experience Guides.

See locations


Common questions about savings accounts

Click on the “Open an Account” button.

Once you’ve selected the type of account you’d like to open, the application will walk you through what's needed to complete the process.

If you need assistance, call us at 800.347.9222. We'll be happy to help.


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