Opening an account is easy!
Primary Savings is the initial account used to start your membership with Solarity. It's also a great place to begin saving for special events, vacations or as a source of emergency funds. As your nest egg grows, you can get even more focused by opening additional accounts for specific goals like a bucket list trip or a new car.
Our Youth Savings accounts are designed with younger members in mind. Those 17 and under can start learning good savings habits as they gain positive reinforcement from watching their account balances grow over time.*
You can apply online in just a few minutes:
Earn more with Bonus Savings
Looking for a greater return on your money? Get rewarded for using your debit card.
Whatever you're saving for, we have an account to help you reach your goals
Primary Savings
This is the anchor account for your membership and provides access to the rest of our deposit and loan products. It's also a great place to start your nest egg.
Open account online
Additional Savings
Open as many as you want and assign them to specific goals: down payment, vacation, car fund, holiday or "insert your savings goal here."
Open account online
Youth Savings
Encourage young savers to start building good habits early! We offer Youth Savings for those 17 and younger.
Open account online
Bonus Savings
Get rewarded for using your debit card and earn a higher return on your balance with no monthly service fee.**
Learn more
Start saving and watch your money grow
- Enjoy unlimited transactions
- Pay yourself first with automatic transfers and payroll deductions
- It takes just $5 to open an account and start earning a return
- Open as many Additional accounts as you want to track specific savings goals
- Use as a source of overdraft protection for your checking account
- Help kids learn good savings habits with a Youth account
Our members say it best:
| Savings account details | Primary | Additional/Youth | Bonus** |
|---|---|---|---|
| Annual Percentage Yield (APY) | See today's rates | See today's rates | See today's rates |
| Minimum balance to earn APY | $5 | $5 | $0.01 |
| Minimum opening deposit | $5 | $5 | $5 |
| Monthly service charge | $3 | N/A | N/A |
| Minimum balance to avoid monthly service charge | $100^ | Additional: N/A | N/A |
^Minimum balance is just $5 when you also have a Solarity checking account.
Ready to open a savings account?
We make opening your account FAST and EASY! There are three simple ways to get started:
By phone
Connect with our friendly team members at 800.347.9222. We'll explain the products and get you ready to open your new account.
Call now
At a branch
Stop by any of our local branches and speak with one of our helpful branch experts.
See locations
Common questions about savings accounts
Click on the “Open an Account” button.
Once you’ve selected the type of account you’d like to open, the application will walk you through what's needed to complete the process.
If you need assistance, call us at 800.347.9222. We'll be happy to help.
Get more from your membership
Mobile App
Manage your accounts anytime, anywhere from the palm of your hand. Pay bills, deposit checks and more!***
Get the details
Free Checking
A straightforward, affordable checking account that's there when you need it and makes banking a breeze.
See more info
Home Loans
Whether you're in the market for a new home or ready to refinance, we have loans for all types of home owners.
Explore home loansHelpful articles and information
2ab5b521-9359-4473-8283-a3d382e8ab72.jpg?sfvrsn=154fe773_1 "gap_insurance_thumbnail (550 x 300 px)")
What does GAP insurance cover?
Enjoying your new car? Make sure your finances are covered too! Discover how GAP insurance can keep you protected and worry-free if life throws a curveball.
How long does it take to buy a car?
Buying a car can be quicker than you think—especially when you know what to expect. Explore the steps involved and how to keep the process moving smoothly.
Big news! Solarity announces new Union Gap branch location
Solarity is building a brand-new branch at 1249 Market Street—right near Winco and Costco. Get a sneak peek at what’s coming!