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Savings accounts

Reach your savings goals faster! Primary Savings is the initial account used to start your membership with Solarity. It's also a great place to begin saving for special events, vacation or as a source of emergency funds. As your nest egg grows, you can get even more focused by opening Secondary accounts for specific goals like a bucket-list trip or a new car. 

Our Youth Savings accounts are designed with younger members in mind. Those 17 and under can start learning good savings habits as they gain positive reinforcement from watching their account balances grow over time.

Opening an account is easy! You can apply online in just a few minutes.

 

Featured Rate

Rates accurate as of May 24, 2022
APY* as high as
0.05%
Minimum to earn APY
$5

Primary, Secondary and Youth Savings

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Whatever you're saving for, we have an account to help you reach your goals

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Primary Savings

This is the anchor account for your membership and provides access to the rest of our deposit and loan products. It's also a great place to start your nest egg.

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Secondary Savings

Open as many as you want and assign them to specific goals: down payment, vacation, car fund, holiday or "insert your savings goal here."

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Youth Savings

Encourage young savers to start building good habits early! We offer Youth Savings for those 17 and younger.

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Primary, Secondary and Youth savings

  1. Enjoy unlimited transactions
  2. Pay yourself first with automatic transfers and payroll deductions
  3. It takes just $5 to open an account and start earning a return
  4. Open as many Secondary accounts as you want to track specific savings goals
  5. Use as a source of overdraft protection for your checking account
  6. Help kids learn good savings habits with a Youth account

 

Don't take our word for it. Here's what our members say:

"I have been a member for over 30 years. Solarity has helped me buy cars, property and save for my childrens’ college!"

-Joanne M., member since 1982

"I find banking with Solarity to be really easy and convenient. They’re always very helpful and able to answer any of my questions and I really feel like our money is safe with Solarity."

-Kim W., member since 2003

Compare savings accounts

Savings account detailsPrimary Secondary/Youth
Annual Percentage Yield (APY)See today's ratesSee today's rates
Minimum balance to earn APY$5$5
Minimum opening deposit$5$5
Monthly service charge$3N/A
Minimum balance to avoid monthly service charge$100^

Secondary: N/A
Youth: $5

^Minimum balance is just $5 when you also have a Solarity checking account.

 

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Ready to open a savings account?

We make opening your account FAST and EASY! There are three simple ways to get started:

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Online

It only takes a few minutes to fill out and submit the online application form.

Let's do it!
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By phone

Connect with our friendly team members at 800.347.9222. We'll explain the products and get you ready to open your new account.

Call now
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At a branch

Stop by any of our local branches and speak with one of our helpful Experience Guides.

See locations

 

Common questions about savings accounts

Click on the “Open an Account” button.

Once you’ve selected the type of account you’d like to open, the application will walk you through what's needed to complete the process.

If you need assistance, call us at 800.347.9222 or chat with us online. We'll be happy to help.

Members are able to withdraw $1,500 in cash each day from an ATM and can withdraw up to $5,000 in cash per day from one of our locations.

If you would like to withdraw more than $5,000 in cash, please give us a call at 800.347.9222 so we can ensure cash availability.

Find An ATM

 

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*Annual Percentage Yield (APY) accurate as of date shown and is subject to change. Fees may reduce earnings. For Youth accounts established by or for a minor, there must be a joint account owner who is at least eighteen (18) years of age.