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Auto Loans

Yes! Solarity offers GAP for all vehicle types and MBP on auto loans to help our members protect their investments and gain peace of mind knowing their vehicle is fully covered.

Click here to learn more about what each of these insurance products offer, or call us at 800.347.9222 for a free, no-obligation quote!

Absolutely! You can add both GAP and MBP coverage to your vehicle at any time, regardless of when you purchased it.

Give us a call at 800.347.9222 or click the "Chat" button for a free, no-obligation quote!

The cost of mechanical breakdown coverage can vary depending on a number of factors, including the make and model of your vehicle, mileage, the level of coverage you choose and the provider you select.

Give us a call at 800.347.9222 or click the "Chat" button for a free, no-obligation quote!

You can add GAP Advantage protection to your vehicle loan for a single, low, flat premium of $399. Additionally, we offer the convenience of including this cost in your loan balance.

Give us a call at 800.347.9222 or click the "Chat" button for a free, no-obligation quote!


Whether or not GAP insurance is worth it depends on your own unique circumstances and financial situation. If you have a high loan balance or are financing a car with a high-interest rate, GAP insurance may be worth it to ensure that you're not left with a significant amount of debt in the event of an accident or theft. Additionally, if you're buying a car that depreciates quickly, such as a luxury car or a car that's in high demand, GAP insurance can provide added protection and peace of mind.

Still not sure if GAP insurance is worth it? Give us a call at 800.347.9222 and talk through the benefits of this coverage with one of our friendly team members.

GAP insurance and full coverage insurance are two different types of insurance that provide different types of coverage.

Full coverage insurance typically refers to a combination of liability, collision, and comprehensive coverage that covers damages to your vehicle in the event of an accident, theft, vandalism, or other covered events. However, full coverage insurance may not always cover the full value of your vehicle, especially if you have a new or expensive car.

GAP insurance, on the other hand, is designed to cover the "gap" between the actual cash value of your car and the amount you owe on your auto loan if your car is totaled or stolen. If you owe more on your car than it's worth, GAP insurance can help cover the difference.

So, if you have a new car or a car with a loan and you owe more on your loan than your car is worth, then you may want to consider getting GAP insurance to protect yourself financially in case of a total loss. However, if you have an older car or own your car outright and do not owe money on a loan, then GAP insurance may not be necessary.

GAP Advantage lasts for the life of the loan or lease agreement on your vehicle. Once you have paid off your loan or lease agreement or you have sold the vehicle, the GAP insurance coverage is no longer necessary or applicable. Therefore, the length of time that GAP insurance lasts depends on the length of your loan or lease agreement. For example, if you choose to finance your vehicle over a longer period of time, such as 72 months, your GAP insurance coverage will last for the duration of the loan term.

Solarity does not offer private party loans on vehicles, motor homes, travel trailers, campers, fifth wheels, boats and jet skis.

A personal loan is an alternative to the private party loan that you can apply for with Solarity. If you would like more information about personal loans, please contact us at 800.347.9222 option 6 or through our online chat. Apply for a personal loan here.

We do offer vehicle loans and you can learn more here.

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