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Consumer Loan Rates

 

Which consumer loan rates are you interested in?

 

Auto Loan Rates

Cars, light trucks, SUVs, motorcycles, mini vans and even classic cars!

New and used

Rates accurate as of August 10, 2022
Term APR as low as* Payment per $1,000
48 months 4.02% $22.59
60 months 4.02% $18.43
72 months 4.22% $15.75
84 months 4.62% $13.96

Disclosures

*All loans are subject to credit approval. Not all applicants will qualify for a loan or the lowest rate shown. Special terms and conditions may apply. Annual Percentage Rate (APR) accurate as of date shown and subject to change. Add 1.00% to rate shown for vehicles over 100,000 miles (150,000 miles for diesels). Minimum loan amount is $2,500.

RV Loan Rates

Motor homes, travel trailers, fifth wheels and campers under 100,000 miles

New and used (2015 and newer)

Rates accurate as of August 10, 2022
Term APR as low as* Payment per $1,000
84 months 4.63% $13.96
120 months 4.73% $10.48
144 months 4.83% $9.16
180 months 4.93% $7.87
240 months 5.83% $7.07

Disclosures

*All loans are subject to credit approval. Not all applicants will qualify for a loan or the lowest rate shown. Special terms and conditions may apply. Annual Percentage Rate (APR) accurate as of date shown and subject to change. Minimum loan amount is $5,000.

Boat Loan Rates

New and used (2015 and newer)

Rates accurate as of August 10, 2022
Term APR as low as* Payment per $1,000
84 months 4.63% $13.96
120 months 4.73% $10.48
144 months 4.83% $9.16
180 months 4.93% $7.87
240 months 5.83% $7.07

Disclosures

*All loans are subject to credit approval. Not all applicants will qualify for a loan or the lowest rate shown. Special terms and conditions may apply. Annual Percentage Rate (APR) accurate as of date shown and subject to change. Minimum loan amount is $5,000.

Motor Sport and Trailer Loan Rates

UTVs, ATVs, dirt bikes, horse/stock trailers, jet skis and snow machines

New and used

Rates accurate as of August 10, 2022
Term APR as low as* Minimum Loan Amount Payment per $1,000
36 months 5.12% $2,500 $30.02
48 months 5.12% $5,000 $23.08
60 months 5.12% $10,000 $18.93
72 months 5.22% $15,000 $16.21
84 months 5.42% $20,000 $14.33

Disclosures

*All loans are subject to credit approval. Not all applicants will qualify for a loan or the lowest rate shown. Special terms and conditions may apply. Annual Percentage Rate (APR) accurate as of date shown and subject to change.

Visa® Credit Card Rates

Rates accurate as of August 10, 2022
APR as low as* Minimum payment Maximum limit
9.80% 3% of balance $50,000

Disclosures

*Annual Percentage Rate (APR) accurate as of date shown and subject to change. Rate is dependent on qualification and approval. Special terms and conditions may apply. Rate may be higher based on credit history and term. 1% foreign transaction fee applies. No annual fee or balance transfer fee. No cash advance fee. Interest on cash advance starts accruing immediately until the balance is paid in full. Late fees will be assessed if a payment is made after the due date.

Home Equity Line of Credit

Rates accurate as of August 10, 2022
Term Rate as low as* APR as low as* Payment per $1,000*
15 years 6.50% 6.50% $8.71

Disclosures

*Home equity product is available in Washington, Oregon, and Idaho. The minimum loan amount is $20,000. Maximum loan to value of up to 90%. The Annual Percentage Rate (APR) is a variable rate. Initial rate is based on loan amount, loan to value and credit history. Not all applicants will qualify for the lowest rate. Your qualifying rate may adjust monthly and is based on the highest Prime Rate as published in The Wall Street Journal as of the date of any rate adjustment, plus or minus a margin. Under no circumstances will your annual percentage rate exceed 18.000% per annum. Property insurance required. Fees at account opening include a $175 processing fee and $150 document preparation fee. Closing costs range from $700-$2,200 depending on appraisal requirements. Offer subject to credit approval, which includes verification of application information and receipt of collateral documents. Rates, terms, and conditions subject to change. Consult your tax advisor with any questions regarding tax advantages or deductibility of interest.


Solarity also offers a bridge loan that lets you use your current home's equity as a down payment for a new home. Get in touch with us to learn more!

Talk to an Expert

Our consumer loan experts are here to answer any questions you may have. Get in touch with us and we will connect you with someone who specializes in your specific situation.

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