Your financial partner for the road ahead
Welcome and thank you for choosing Solarity Credit Union for your new loan! When you opened your loan, you automatically became a member of Solarity, entitled to all the same benefits other members already enjoy. A little about us:
- Member focused. We're a credit union, owned by our members, which means we answer to you rather than stockholders. This lets us return earnings to you in the form of better rates and lower fees.
- Savings account. When you have a loan with us, you also automatically get a savings account with an initial $5 deposit. This unlocks all of your member benefits.
- Full-service. We’re excited you’ve joined us. When you’re ready, we are here to help with all of your banking and borrowing needs.
What to expect in your first two weeks with Solarity:
- You'll receive a Welcome Packet in the mail with account disclosures, payment coupons and more
- A Solarity team member will be reaching out by phone to welcome you and answer any questions
ACH (automatic payments)
To set up automatic payments from another financial institution, use our routing number (#325183738) and your loan account number (check your Welcome Packet if you are having trouble finding your account number).
One-time payment
If you're more of a pay-as-you-go person, you can make a one-time payment using our Smart Pay online payment portal. You can also create an account within the portal for more payment options.
Payment coupon
You should receive payment coupons with your Welcome packet. Mail your coupon and payment to:
Solarity Credit Union, P.O. Box 2922 Yakima, WA 98907
Three options
If you haven't already provided your proof of insurance, please use one of these methods to submit it to State National Insurance Company (https://www.myloaninsurance.com/solaritycu).
- Upload to State National's website
- Call State National at 866.576.7893
- Fax your proof of insurance to 877.266.8690
Upload your insurance information
Now that your new vehicle is loaded up for your next adventure, it’s important to protect it. Solarity requires proof of insurance, and State National Insurance Company helps manage this for us. If you haven't already provided this to us, it is important to take care of it right away.
- Upload. If you know your reference ID and PIN, visit the State National website (https://www.myloaninsurance.com/solaritycu) to upload your insurance information
- Call. Get in touch with State National at 866.576.7893 for answers to any insurance questions you may have
- Fax. Submit your proof of insurance by fax to 877.266.8690.
ATTENTION
If you receive a notice from State National requesting proof of insurance, act immediately.
Failure to provide timely proof of insurance may result in automatic enrollment in a collateral protection insurance program, which can be costly.
A checking account makes paying your loan even easier
Now that you have your loan with Solarity, it's time to add a checking account and direct deposit to make it even more convenient to make your payment on time, every time.
With online and mobile banking, you can easily keep track of your loan balance, set up automatic transfers, make extra payments to help pay off your loan faster and more.*
- Manage your loan, savings and checking accounts all in one place
- Set up loan payment due date reminders in the Solarity mobile app
- Schedule and easily manage automatic, recurring transfers to your loan
- Online and mobile banking for 24/7 access to your accounts
- Get paid up to two days earlier with direct deposit**
Online and mobile banking: keep track of your loan anytime, anywhere
If you haven't already enrolled for online banking or downloaded the mobile app yet, get ready to be impressed. There are so many reasons to love these helpful tools.
- SECURE. We use the latest safety measures including anti-virus protection, firewalls and encryption
- CONVENIENT. Always within reach, whenever you need it. We go where you go!
- ON YOUR SCHEDULE. 24/7 access to your loan balance, payment reminders and more
Have questions about your loan or membership?
Get in touch with us. We're here to help!
Come say hi
Stop by a branch to say hello and get to know your local financial experts.
Find a branchWhat other members are saying about Solarity:
Common questions about consumer loans at Solarity
We provide a 15-day grace period on auto loans before a late fee is charged to your loan. If you are having trouble making your loan payments, please reach out to us at 800.347.9222 and ask to talk with our Debt Solutions department who is happy to discuss your options.
You can make your payment online at any time.
Make A Payment
To change the due date for your loan payment, you would need to sign a change in terms agreement. Simply give us a call at 800.347.9222 to get started.
When requesting a new due date, please keep in mind:
- You may only request to change your due date twice for the life of the loan
- The new due date may not be more than 15 days past the original due date
When you open an account at Solarity, you are given a member number. Most often a 6-digit number, it may contain a preceding ‘s.’ Omit the ‘s’ and use numeric characters only when making your Solarity loan payment. Your Solarity account number may look something like this: 0000123456-01. Do not enter the preceding zeros or the last two digits.
If you have questions regarding your account number or how to find it, please call 800.347.9222.
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Get more from your membership
As a member of Solarity, you're entitled to perks and benefits that can help make your life better.
Home Loans
We'll help you find the perfect loan, whether it's for an upsize, downsize, first home or refinance.
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Credit Cards
Whether you have a long credit history or are looking for a fresh start, we have a card perfect for you.
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Auto, RV, Boat and Motor Sport Loans
Work hard, play hard! We'll help finance the fun with loans for your auto and recreational needs.
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Early access to direct deposit funds is not guaranteed. It is subject to the payer and the timing of the payer's submission of the payment file. We generally make these funds available on the day they are received, which may be up to 2 days earlier than the scheduled payment date.