A better way to bank and borrow
Life is busy and unpredictable. At Solarity, we are on a mission to find better ways to meet your financial needs so you can spend less time banking and more time doing the things you love with the people you love.
- Technology that allows you to bank on your time at your own pace
- Loans that fit a variety of budgets and lifestyles
- Smart ATMs in our branches to help you get in and out faster
- Helpful team members who enjoy partnering with you on your financial journey
Full-service banking with people you trust
Becoming a member is easy. Open a savings account, deposit $5 and voila! You're now entitled to great benefits including:
Easy online account opening
Simple, secure mobile banking
ATMs everywhere you need them
Introducing the no-closing-costs home loan
With no lender fees, reduced appraisal requirements and loan closings that are 50% faster than the national average,** the Express Refinance may put you on the fast track to paying off your home sooner than you ever thought possible. You can save tens of thousands in interest between now and that glorious day when you make your final home loan payment!
Get more from your membership
Helpful articles and information
Cash-out refinance explained in 4 easy steps
What is a cash-out refinance? How does it work? Find everything you need to know about cash-out refinance explained in just four simple steps. Learn more.
Pros and cons of 0-down home loans in Washington State
This article walks through the pros and cons of 0-down home loans in Washington State so you can decide if this option for homeownership is right for you.
What additional monthly costs need to be paid when owning a home?
Private mortgage insurance costs may be a payment for which future homeowners need to plan. Also, homeowner's insurance, maintenance costs, HOA fees and so on.
Joining Solarity is easy and we're here to help! When you become a member, you unlock savings on a vast range of products and services that make doing your banking faster, easier and better.
Our expert Home Loan Guides come by their name honestly. We love partnering with you and finding the best mortgage to fit a variety of lifestyles and budgets. From click to close - the entire process can be done online with the Solarity eSigning Experience. That's the best part: you choose. It's a home loan on your time and at your pace.
RV and Boat Loans
Finance your fun! Our team loves helping you with your weekend plans whether you're seeking an RV loan, boat loan, ATV/UTV loan or a trailer loan. Competitive rates and flexible terms are only the half of it. Our team is here to partner with you every step of the way. And if you need a new vehicle to tow your toy, we've got you covered with auto loans, too.
With unlimited transactions and no monthly service fee, Free Checking is a convenient way to manage your financial life. Use it to pay bills, make purchases, transfer funds and get paid faster with direct deposit. It gets even better when you add secure, 24/7 access through online banking and our mobile app, which let you bank on your terms, when it's convenient for your schedule.
Commercial Real Estate
As a landlord, you are busy managing your investment properties. You need a partner that works as hard as you do. We make the commercial real estate loan process fast and easy so you can focus on what you do best...growing your income property business. We provide funding for a variety of commercial properties including multi-family, mobile home parks, assisted living facilities, self-storage units and retail space.
Mobile app: message and data rates may apply depending on your cell plan. Please contact your wireless carrier for more information.
*Annual Percentage Rate (APR) accurate as of date shown and subject to change. All loans are subject to credit and property approval. Not all applicants will qualify for a loan or the lowest rate shown. Special terms and conditions may apply.
*Express Refinance Annual Percentage Rate (APR) accurate as of date shown and subject to change. Sample payment is based on a $250,000 mortgage with a 75% loan-to-value (LTV) and 740 FICO® score. It does not include taxes and insurance, which means your actual payment may be higher. All loans are subject to credit and property approval. Solarity waives closing costs for an approved Express Refinance, including lender fees and appraisal requirements. Not all applicants or properties will qualify for a no closing cost Express Refinance. Special terms and conditions may apply.
**National average time to close a refinance is 48 days according to data from ICE Mortgage Technology™ as of August 2021. Solarity is able to close most Express Refinance home loans within 14-21 days of a completed application.