Every swipe can help you save

Small change can make a big difference! Round Up Savings automatically rounds up your debit card purchases to the nearest dollar and moves the extra change into your Solarity Savers account, where it builds your balance and earns our highest available savings rate.*

No extra steps, no extra effort. Just keep using your debit card like you always do and watch your round ups grow with every purchase.


Man pumping gas and earning round up savings

Reasons to love Round Up Savings

features-3-blue features-3-orange
Effortless saving

Every time you use your debit card, your purchases are rounded up to the nearest dollar and the difference goes straight into Solarity Savers.

white-variable-interest-rate-icon-blue white-variable-interest-rate-icon-orange
Earn our highest available rate

With Solarity Savers, your round ups will earn our highest available savings rate, turning your everyday purchases into automated savings.

cash-icon-blue cash-icon-orange
Access your money when you need it

Transfer or withdraw your round ups whenever you need to through your Solarity Savers account in online and mobile banking.

How to get started with Round Up Savings



hand swiping debit card icon

Have a Solarity checking account

Make sure you have a Solarity checking account with a debit card. Using your debit card is what fuels Round Up Savings.

Coins deposited into piggybank icon

Open a Solarity Savers account

Call or visit your local branch to open a Solarity Savers account. This is where your round ups will live and earn our highest available savings rate.

coins icon

Use your debit card and round up

Each purchase isrounded up to the nearest dollar and deposited into Solarity Savers. The more you use your card, the more your savings grows!

Frequently asked questions about Round Up Savings

Round Up Savings is an automatic way to grow your savings without thinking about it. Every time you make a debit card purchase with your linked Solarity checking account, the purchase is rounded up to the next dollar, and the difference is transferred into your Solarity Savers account.

Over time, these small “round ups” can add up, helping you save more effortlessly while earning a higher rate on your Solarity Savers balance.

Yes, Round Up Savings is powered by your Solarity debit card, so you’ll need a Solarity checking account to use the feature.

All round-ups are deposited directly into your Solarity Savers account, where they’ll start earning dividends automatically at Solarity’s highest available savings rate. These funds can also be accessed anytime, just like any other savings account.

No, there is no limit to how many round ups you can earn. Round ups occur each time you make a debit card purchase, helping your savings grow with everyday spending.

Solarity Savers is a high-yield savings account designed to help your money grow faster. It automatically gathers eligible dividends from your Solarity savings and certificate accounts into one balance, where they can earn a higher rate when you complete 20 or more qualifying transactions each month with your Solarity checking account. Unlike a traditional savings account, it rewards you for active membership while keeping your funds accessible.

solarity branch smart atms blurred

Ready to start saving?

We make opening your account FAST and EASY! See below for the ways you can get started.

Call a SolarityCU Expert Icon talk-to-an-expert-1-orange
By phone

Give us a call at 800.347.9222. We'll explain your options and help open your new account.

Call now
locations-2-blue locations-2-orange
At a branch

Stop by any of our local branches and speak with one of our helpful experts.

See locations
Upon enrollment in Round Up Savings, Solarity debit card purchases in your linked checking account will be rounded up to the nearest dollar and transferred to your Solarity Savers account. Transfers occur daily when sufficient funds are available.