Solarity is here to help shine the way
You deserve banking that’s simple, convenient and full of support when you need it. Your time matters, your goals matter and we’re here to make every banking moment count.
We brighten your banking experience with:
- Great rates
- Expert guidance from knowledgeable employees
- Rewards for doing your everyday banking
- Modern digital tools that let you bank at your convenience
*Annual Percentage Yield (APY) and Annual Percentage Rate (APR) effective 10.1.25. Rates and terms subject to change at any time. Fees may reduce earnings.
Stories from our awesome members
Proud to be voted Yakima's:
Best credit union
Best auto loan provider
Becoming a member is easy
If you live, work, worship or attend school in Washington, simply open a savings account, deposit $5 and voila! You're now entitled to great benefits including:
Easy online account opening
Simple, secure digital banking
Over 30,000 surcharge-free ATMs nationwide
Helpful articles and information
How a kids savings account can help your child build strong money habits
From saving allowance to managing their first account, kids gain valuable skills with the right tools. Learn how a kids savings account with Solarity, along with student ...
Solarity employees honored with Emily Harris Award of Excellence from YWCA Yakima
Discover how Solarity employees are making a real impact in Yakima by supporting survivors of domestic violence, and why they earned the 2025 Emily Harris Award.
Best weekend trips in Washington State
From coastal escapes to mountain towns, discover the best weekend getaways in Washington and how to make your next adventure a reality.
Get more from your membership
Bonus Savings
Get rewarded for using your debit card and earn a great rate with no monthly service fees.
Here's how it works
Auto, boat and RV loans
Work hard, play hard! When adventure calls, we'll help finance the fun with loans for all your recreational needs.
Let the fun begin
Home loans
Upsize, downsize, first-time buyer or refinance....we have home loans to fit nearly every budget and lifestyle.
Explore home loan options
Join today
Joining Solarity is easy and we're here to help! When you become a member, you unlock savings on a vast range of products and services that make doing your banking faster, easier and better.
Home Loans
Our expert Home Loan Guides come by their name honestly. We love partnering with you and finding the best mortgage to fit a variety of lifestyles and budgets. That's the best part: you choose. It's a home loan on your time and at your pace.
RV and Boat Loans
Finance your fun! Our team loves helping you with your weekend plans whether you're seeking an RV loan, boat loan, ATV/UTV loan or a trailer loan. Competitive rates and flexible terms are only the half of it. Our team is here to partner with you every step of the way. And if you need a new vehicle to tow your toy, we've got you covered with auto loans, too.
Free Checking
With unlimited transactions and no monthly service fee, Free Checking is a convenient way to manage your financial life. Use it to pay bills, make purchases, transfer funds and get paid faster with direct deposit. It gets even better when you add secure, 24/7 access through online banking and our mobile app, which let you bank on your terms, when it's convenient for your schedule.
Commercial Real Estate
As a landlord, you are busy managing your investment properties. You need a partner that works as hard as you do. We make the commercial real estate loan process fast and easy so you can focus on what you do best...growing your income property business. We provide funding for a variety of commercial properties including multi-family, mobile home parks, assisted living facilities, self-storage units and retail space.
1Rates and terms subject to change after account is opened. $5 min. to open; $0.01 min. to earn APY. Earn 3.25% APY on balances of $10,000 or less and 0.05% APY on balances over $10,000 when you post and settle 20+ debit card purchases per month in a linked Solarity checking account and enroll in eStatements. If qualifications are not met, account will earn 0.05% APY. Limit one Bonus Savings per checking account.
2To qualify, open a new Bonus Savings, enroll in eStatements and make 20 debit card purchases that post and settle to your linked Solarity checking account within 60 days of account opening. Limit one bonus per member. Credited as dividend income within 90 days of account opening when qualifications are met.
3$10,000 minimum to open and earn APY; maximum opening deposit of $1 million. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Does not apply to IRAs.
4Not all applicants will qualify for a loan or the lowest rate shown. Offer valid on 2018 or newer vehicles financed at a financial institution other than Solarity. Requires automatic payments from a Solarity checking account. Special terms and conditions apply. Ask for details.
5Rate based on loan amount, LTV and credit. Requires automatic payments from a Solarity checking account. Not all applicants will qualify for lowest rate. AVM required; otherwise, appraisal ($700–$2,200) may apply. Property insurance required. Variable APR based on WSJ Prime ± margin, with a maximum rate of 18.00%. No closing costs with $10,000 minimum draw at funding, otherwise closing costs of $900-$2,300 may apply.
6Available on new first mortgage loans only; not valid on refinances of existing Solarity loans. Borrower must open a Solarity checking account and set up automatic payments from that account by closing date. For a 30-year fixed-rate mortgage of $225,000 at 6.246% APR, the monthly payment is $1,367.12. Taxes and insurance not included; actual payment may be higher. Terms vary based on credit qualifications.