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When you apply for not only a home loan, but nearly any loan, your credit score will be one of the first things a lender views. Your credit score is used by lenders as a primary indicator of the likelihood that you will pay back a loan. As such, your credit score can have a significant impact on the rates and terms lenders offer you. The higher your credit score, the lower interest rate you will typically be offered.
If your score is not the greatest, don’t worry! There are other factors lenders take into consideration beyond credit score, and it’s in the lender’s best interest to help you find a solution.
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Find answers to common questions our members ask about the home loan process.
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Get answers to your questions about consumer loans including vehicle, RV, marine and ATV loans.
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Questions about your credit and debit cards? Find answers to common questions here.
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Common questions about business accounts, loans and services, including commercial real estate.
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