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Faq icon opened image Faq icon closed image Can you get declined for a home equity loan?

The short answer is yes. Your home equity loan application can be denied for a number of different reasons. The main reasons for getting declined when you apply for a home equity loan are:

  • Insufficient home equity
  • Poor credit score
  • Unreliable source of income or employment history

  • High debt-to-income ratio

Washington Home Loans FAQ

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