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GAP Advantage lasts for the life of the loan or lease agreement on your vehicle. Once you have paid off your loan or lease agreement or you have sold the vehicle, the GAP insurance coverage is no longer necessary or applicable. Therefore, the length of time that GAP insurance lasts depends on the length of your loan or lease agreement. For example, if you choose to finance your vehicle over a longer period of time, such as 72 months, your GAP insurance coverage will last for the duration of the loan term.

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