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Refinancing a car, truck, RV, boat or other vehicle replaces your current loan with a new one, typically with more favorable terms. The goal of refinancing is to save money on your car loan by obtaining a lower interest rate, reducing your monthly payments, cashing out some of the equity or adjusting the loan term to better fit your financial situation.
How it works:
2. If approved, review the loan offer
3. Accept the offer and sign the paperwork
Once the refinance is complete, the lender will pay off your old loan, and you’ll start making payments on your new loan.
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