Credit cards that fit your life

Solarity Visa® puts the power of payment versatility in your hands. Whether you’re on a trip to Greece or a trip to the grocery store, enjoy quick, convenient access to your available credit limit, no annual fee, no cash advance fee and local servicing.*

Platinum Visa Icon

Platinum Visa

Convenient, easy-to-use line of credit

Share Secured Visa Icon

Share Secured Visa

Ideal for establishing or rebuilding credit



Young Adult Visa

For members age 15-20

Solarity Credit Union Credit Cards Washington

Reasons to love our credit cards

  1. No annual fee and no balance transfer fee
  2. No foreign transaction fee, which makes them perfect for travel
  3. No minimum interest charge
  4. No cash advance fee and the same rate as purchases
  5. Cash advances at more than 32,000 surcharge-free ATMs nationwide
  6. Visa Account Updater (VAU) to keep transactions seamless
  7. Visa Secure for peace of mind while shopping online
  8. Near real-time fraud notifications with Visa Purchase Alerts

Visa Secure and Visa Account Updater

Visa Secure
Visa Secure (formerly Verified by Visa) simply means you get access to an added layer of protection, keeping your money safer while you are shopping online. When making a purchase from a merchant participating in Visa Secure, you may be guided through an extra step to confirm your identity. No need to do anything on your part other than follow the prompts. Visa Secure does the work to ensure it’s an authorized transaction.

Visa Account Updater
Visa Account Updater (VAU) automatically sends cardholder data to participant merchants when the card information is updated. It offers a seamless account update process without the need for direct action on your part. For example, if your phone bill automatically charges to your credit card every month, without the VAU, you would need to update your card info yourself in the event of a new card. With VAU, Visa will send the updated card info to that merchant for you. 

If you do not wish to have your card information automatically sent to participant merchants in the event of a new card, you can opt out by calling 800.347.9222.

Please note: you must opt out before your old card has expired, or within 24 hours of ordering a new card when the old card is lost or stolen.

Common questions about credit cards


Visa Purchase Alerts is an easy-to-use tool that helps members track spending and identify fraudulent activity early. Customize your alerts by choosing which debit or credit card transactions should trigger a notification and receive near real-time updates via text or email.

It only takes three steps to enroll in Visa Purchase Alerts:

1. Check to see if your Visa account is eligible.

2. Register your mobile device and/or email to receive Visa Purchase Alerts.

3. Choose the notification triggers that match your needs, such as transactions exceeding a set amount and online or international purchases being made.

Visa has developed a program that helps confirm your identity when you make an online purchase. This service helps make shopping online more secure by protecting against unauthorized use of your Visa card. There’s no need to download anything, install software, or register for an account. During an online purchase from your desktop, mobile or other digital device, you may be guided through an extra check to verify your identity. This helps us ensure you’re you and better protects you from fraud.

This service automatically works at checkout at participating merchants. There is no need to download anything, install software or register for your account to get this added layer of protection. When using this service, you may occasionally be prompted at checkout to verify your identity, but this is to ensure you’re you and protect you from fraud.

There is no cost to you for this service! Solarity covers the cost on your behalf to ensure you have this added protection and peace of mind.

Visa® Credit Card Rates

Rates accurate as of March 01, 2024
APR as low as* Minimum payment (percent of balance) Maximum limit
11.80% 3% $50,000


*Annual Percentage Rate (APR) accurate as of date shown and subject to change. Rate is dependent on qualification and approval. Special terms and conditions may apply. Rate may be higher based on credit history and term. No annual fee or balance transfer fee. No cash advance fee. Interest on cash advance starts accruing immediately until the balance is paid in full. Late fees will be assessed if a payment is made after the due date.

Helpful articles and information


Solarity employees and members lift Yakima families’ spirits during annual holiday donation drive

Dec 20, 2023, 19:52 PM by User Not Found
Solarity dropped off more than 90 toys, gift cards and other items for two single moms and their children who are being served by Yakima YWCA this holiday season.

Santa’s little Solarity Credit Union helpers dropped off more than 90 toys, gift cards and other items for two single moms and their children who are being served by YWCA Yakima this holiday season. Each year, YWCA asks businesses, organizations and community members to adopt families utilizing YWCA services. This year, the community came together and adopted over 200 families – both in transitional housing and in the YWCA’s emergency shelter.

The Adopt-A-Family program is a favorite of Solarity employees. This year, Solarity adopted two families with children ages 8 to 17, who wished for toys, coats, bikes and beauty products. Moms asked for household goods and self-care items.

Solarity elves began collecting gifts the week after Thanksgiving. On Thursday, December 14, they loaded up a vehicle and arrived at YWCA Yakima to deliver the holiday cheer. Besides the toys and other gifts on the wish list, generous Solarity employees and members donated money, which affords both moms the opportunity to purchase additional items for their families.

“The families that the YWCA serves experience unimaginable difficulty,” says Solarity President and CEO Mina Worthington. “It is so gratifying to see our supportive employees and members donate generously to make the holidays a little brighter for them.”

“We are humbled by Solarity’s continued partnership. We can count on them throughout the year for support, and it means so much,” says Cheri Kilty, YWCA Yakima’s executive director. “We are grateful to Solarity and so many others in our community who opened their hearts and wallets for these families – it’s so uplifting.”

In addition to the Adopt-A-Family holiday donation drive, Solarity employees support the YWCA throughout the year. They do this by designating a portion of their paychecks that go directly to the YWCA’s community partner fund. Solarity also spearheaded a fall coat drive and attends YWCA’s yearly fundraising luncheon that promotes its mission of eliminating racism, empowering women, standing up for social justice, helping families and strengthening the community.