RV rates so low, they can't be real...or are they?
Nothing beats the convenience and comfort of an RV when it comes to exploring the towering evergreens and misty mountains of the Pacific Northwest. Whether you’re looking to buy new, used or refinance, Solarity's RV loan options are as flexible as your recreational needs. We make it easy to finance that motorhome, fifth wheel, toy hauler, camper or travel trailer you've had your eye on with rates so good, they can't be real...or are they?
Give us a call at 800.347.9222 or apply online today!
Legendary RV loan rates
New and used RVs, 2017 or newer, under 100,000 miles
Light on paperwork. Big on service.
Buying an RV should be easier than getting it backed into a campsite. That’s why we process your loan with as little paperwork as possible. Here are a few easy steps that will get you into your new (or new-to-you) RV.
Step 1: Apply. Complete a loan application online, by phone or at your favorite dealership. You can also apply for pre-approval for an RV loan before you shop.
Step 2: Value. For new RVs, we use up to 85% of dealer MSRP as its value. For used RVs, we’ll complete the value using the NADA (National Automobile Dealers Association).
Step 3: Sign and drive. After you've been approved and found the perfect RV, sign on the dotted line at the dealership and hit the road.
Shop with confidence
Get pre-approved for an RV loan before you shop for your new camper, motorhome, fifth wheel, travel trailer or toy hauler.* This can give you leverage when you are negotiating at the dealership. Plus, it can help you avoid snap financing decisions or feeling pressured to buy "add-ons." Getting pre-approved lets you know how much you can afford and anticipate what your monthly payment will be.
You can get pre-approved in advance of shopping or you can get pre-approved onsite with one of our partner dealerships. Solarity works with RV dealerships in Washington through our Dealership Partner Program. Visit a participating dealership and ask for financing through Solarity Credit Union. With the same great rates and terms, it's easy to get financed and drive away—all in a single visit to the dealer. If you’ve been pre-approved with Solarity, simply let the dealer know and you'll be good to go.
Advantages of getting pre-approved
- Know your price range in advance to avoid overspending
- Understand your loan options--such as rate, term and payment--ahead of time
- Leverage your pre-approval to negotiate as a "cash" buyer
- Side-step financing games, tactics and last-minute "add-ons"
Our members say it best:
Get a great deal on your RV loan
Purchase or refinance
Purchase through a dealer or let us help refinance your current loan, including cash-out options.
New or used
Whether it's new or "new to you," we have the loan options you need to get you camping faster.
Easy on the wallet
Competitive rates, generous terms and no loan setup or early pay-off fees
All types of RVs
We finance motorhomes, campers, travel trailers, fifth wheels, toy haulers and more.
Common questions about RV loans
- Fixed Interest Rates: RV loans typically have fixed interest rates, meaning your payments remain the same throughout the loan term, regardless of whether it spans a few years or a couple of decades.
- Down Payment: RV loans require a down payment, typically ranging from 10% to 20% of the total loan amount. This upfront payment reduces the loan principal.
- RV Inspections: Certain lenders may require RV inspections, which can cost between $200 and $1,200. These inspections assess the condition and value of the RV.
Yes! Solarity offers Skip-a-Pay for various types of loans, including cars, trucks, boats and more. Skip-a-Pay allows members to defer making their loan payments for a specific period, providing them with some financial flexibility when needed. Click here to learn more about how this service works, or give us a call at 800.347.9222 to get started!
Hit the road with an RV loan from Solarity
You have options when it comes to financing your new RV. Work directly with the dealer or get preapproved in advance. Either way, it's as easy as apply, sign and go!
Online
Applying online is simple and our experts are standing by if you have any questions.
Get pre-approved
Call
Ready to talk to someone right now? We're ready to talk to you, too! Call 800.347.9222.
Make the call
