A faster way to meet your goals

It’s savings—only with a higher yield.

Whether you’re saving to start a business, afford your daughter’s college, or take an African excursion—our flexible Money Market Advantage account could be the fastest way to get there. Simply maintain a balance of $2,000 and watch your investment grow. The more you deposit, the higher your return. And the best part is you can still access your funds whenever you like—with up to six free withdrawals each month.*

Today's Rates

Dividend Rate
Annual Percentage Yield
Minimum Balance to Earn APY

Dividend Rate

0.10%

Annual Percentage Yield

0.10%

Minimum Balance to Earn APY

$0.01 - $1,999

Dividend Rate

0.10%

Annual Percentage Yield

0.10%

Minimum Balance to Earn APY

$2,000 - $19,999

Dividend Rate

0.20%

Annual Percentage Yield

0.20%

Minimum Balance to Earn APY

$20,000 - $49,999

Dividend Rate

0.30%

Annual Percentage Yield

0.30%

Minimum Balance to Earn APY

$50,000 - $99,999

Dividend Rate

0.40%

Annual Percentage Yield

0.40%

Minimum Balance to Earn APY

$100,000+

View Full Rates View Fees

Product at-a-glance

  • No monthly maintenance fees
  • Up to six free withdrawals a month
  • Free online banking and eStatements
  • Funds are accessible by check, through Online Banking or in person at the Credit Union
  • Members must have a Primary Savings Account to open a Money Market Advantage Account

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Your money is federally insured

At Solarity, the National Credit Union Share Insurance Fund (NCUSIF) federally insures your savings to at least $250,000 per shareowner. The NCUSIF insures the accounts of millions of account-holders in all federal credit unions, and the vast majority of state-chartered credit unions. If you are planning on saving more than $250,000 at Solarity, we have several options available for additional share insurance coverage to meet your needs.

Money Market Advantage PLUS

Earn even more returns while keeping your money accessible with our Money Market Advantage PLUS account.

  • Tiered interest rates
  • Competitive interest rates
  • $50,000 minimum deposit
  • Dividend calculated daily, compounded and paid monthly
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Being members for over forty years, we wouldn't bank anywhere else. We do 90 percent of our banking and bill paying online, totally paperless, and couldn't be happier.”
- Gary Holscher, Solarian since 1974

Frequently Asked Questions

How much is my account insured for?

Deposits are insured by the National Credit Union Share Insurance Fund (NCUSIF). As a Solarity member, you do not pay directly for your protection. An individual account is insured up to $250,000 and a joint account is insured up to $250,000 per joint account owner.


What do I need to do to add someone to my account?

The best way to add someone to an existing account is to come into any location with the new party as well as any other signers on the account to sign new Account Change card and make copies of the new party's identification. If it is not possible to visit one of our locations, account change cards must be signed in the presence of a notary public and copies of each member's identification will need to be submitted along with the account change cards and completed notary forms.


How can I get copies of my statements?

Past statements (12 months) are available to members electronically through Online Banking for free. If you are not enrolled in Online Banking, need a statement older than 12 months or need the credit union to print the statements for you, our staff would be happy to assist you with your request. However, there is a $1/page fee.


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Money Market Disclosure

* This account is subject to service cycle transaction limits in accordance with federal regulations. An excess transaction fee of $5.00 will be assessed on each transaction in excess of six (6) per month. ATM or in-person withdrawals/transfers are not included in these transaction limitations.