Whether you dream of a sky blue, two-door coupe or a burly, four-wheel drive pickup, our staff can guide you through the process of financing your next set of wheels. We work with dealers to make your buying experience a smooth ride toward your new rig.

We don’t want to claim that we are managing vehicle value. That is provided by industry software and we don’t determine that. You can call out that we use the best industry software to determine the value if you want.

[I appreciated] the professionalism of all the employees and the feeling like they were looking out for me . . . And of course, everyone involved was very friendly and easy to work with. I'd recommend Solarity first to anyone looking for a loan.”
- Steven Soelberg, Solarian since 2005

Light on paperwork. Big on service.

We believe that buying a car, truck, or SUV should be as easy as a Sunday drive along a country road. That’s why we process your loan with as little paperwork as possible. Here are a few easy steps that will get you into your new (or new-to-you) vehicle.

Step 1

Complete a loan application online, by phone, or at your favorite location. You can also get pre-approved for an auto loan.

Step 2

If buying through a dealer, your dealer will simply send us the purchase order. For new vehicles, we use the dealer’s MSRP as the vehicle’s value. For used vehicles, we’ll complete the value using the NADA (National Automobile Dealers Association) or Kelley Blue Book used car guides.

Step 3

Sign on the dotted line at the dealership or the location. Solarity will complete the title work as required by the State of Washington. Easy!

Pre-approval gives you the green light

Before you go for a test drive, take a few moments to get pre-approved for an auto loan with Solarity. It’s quick and easy—and best of all, there’s no documentation required!

Pre-approval lets you know exactly where you stand before shopping for a vehicle. We’ll tell you the amount of the loan you can be approved for, interest rate, and expected payment, so you can budget before making a decision. We can also tell you what kind of documentation you might need after approval to finalize your loan.

Get Pre-Approved

Car Buying 101: Should you buy new or used?

When choosing a car, truck, or SUV, it’s important to think about your needs both today and tomorrow. Here are a few things to think about if you’re trying to decide whether to buy new or used.

Buying new

A brand-new vehicle means you get to pick a model with the exact options you want. This isn’t always possible when buying a used vehicle. New vehicles also come with a manufacturer’s warranty and zero miles, so you won’t have to worry about how well it’s been maintained. Plus, there’s nothing like that new-car smell!

Buying used

If you’re on a budget—or if you’re the kind of shopper with an eye for value—a used vehicle probably makes the most sense. And because vehicles tend to depreciate quickly, buying used can allow you to get more car for your money. Remember, it’s a good idea to have a mechanic thoroughly check any used vehicle before you seal the deal.

Put the Pedal to the Metal

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