What is a digital wallet?
A digital wallet securely stores your payment information on your mobile device so you can make purchases without reaching for your physical card. Whether you're buying coffee, checking out online or paying in an app, digital wallets make everyday purchases faster and more convenient.* Solarity members can easily add debit and credit cards to popular digital wallet apps and start paying in just a few minutes.
Bank smarter on the go
Digital banking plus digital wallets equals a better way to manage money! With Solarity online and mobile banking, you can monitor transactions, manage cards, transfer money and stay connected to your accounts anytime, anywhere.
Didn't see your digital wallet app of choice listed above? Here are a few more popular options:
- Garmin Pay™
- Google Wallet™ (smartwatches)
- Google Wallet™ (Fitbit)
- PayPal Wallet
Why use a digital wallet?
Faster checkout
Tap phone, watch or other smart device and pay in seconds.
Added security
Digital wallets use encryption and tokenization to help protect your card information during transactions.
Easy access
Keep your favorite payment methods, event tickets, boarding passes and more in one convenient place.
Peace of mind
If your physical card is misplaced, your digital wallet can help you continue making secure purchases while you manage your account.
Fequently asked questions about digital wallets
Digital wallets are designed with multiple layers of security to help protect your financial information. When you add your Solarity debit or credit card to a digital wallet, your actual card number is not stored on your device or shared with merchants during transactions. Instead, a unique encrypted token is used to process payments.
Most digital wallets also require authentication, such as a fingerprint, facial recognition, passcode or PIN before completing a purchase. Combined with the security features already built into your Solarity card, digital wallets provide a safe and secure way to make purchases in stores, online and within mobile apps.
The best digital wallet is often the one that works seamlessly with your smartphone, smartwatch and preferred devices. Popular options include Apple Pay for Apple users, Google Pay for Android users, and Samsung Wallet for compatible Samsung devices.
All major digital wallets offer strong security features, fast contactless payments and broad merchant acceptance. If your Solarity debit or credit card is eligible, you can add it to the digital wallet that best fits your lifestyle and enjoy a convenient, secure payment experience wherever contactless payments are accepted.
Yes! Digital wallets make online shopping faster and more convenient by securely storing your payment card information. Instead of entering your card number every time you make a purchase, you can select your digital wallet at checkout and approve the payment using your device.
Many online retailers and mobile apps accept digital wallet payments, including Apple Pay®, Google Pay™ and Samsung Wallet®. Using a digital wallet can help streamline the checkout process while adding an extra layer of security through device authentication and encrypted payment technology.
Digital wallets integrate directly with many mobile apps, making it easy to pay without manually entering your card information. When a participating app offers digital wallet checkout, you can select your preferred wallet and authorize the payment with your device.
This streamlined process can help reduce checkout time, improve security and create a smoother experience when ordering food, booking travel, shopping online, paying for subscriptions or making in-app purchases. By connecting your Solarity card to your digital wallet, you can enjoy fast, secure payments across a wide range of apps and services.
To add your Solarity Visa® to your mobile wallet, you will have the option to receive a one-time passcode via text or email. You can also select "Call Bank," which will route you to a Visa rep who will then assist you to verify your information and get your card activated in your wallet. For more information, visit our guide to setting up digital wallets.
Read more about digital wallets
How to set up alerts in online and mobile banking
Add an extra layer of protection and stay informed with customizable alerts
Within Solarity's online banking and the Solarity mobile app, you can set up alerts to monitor activity in real time—an easy and effective way to enhance your account security. Whether you prefer text messages, emails or push notifications from the mobile app,* alerts help you stay on top of what’s happening with your accounts. Choose from security alerts or set up notifications for individual accounts so you're always in the know.
Security alerts include:
- Failed login alert: You’ll receive this alert if someone enters incorrect login information three times in a row when trying to access your online or mobile banking account.
- Login alert: Notifies you each time someone successfully logs in to your online or mobile banking account.
- New secure message received: You’ll receive this alert when there’s a new secure message waiting for you in online or mobile banking.
- Profile change alert: Notifies you when there are changes to your login credentials or contact information.
Account alerts include:
- Balance Alert: Notifies you when your balance goes above or below the amount you specify
- Balance Change Alert: Notifies you when your balance changes due to a specific transaction type.
- Balance Summary: choose daily, weekly, monthly or yearly delivery of your current balance
- Transaction Size Alert: Notifies you when a transaction above or below the amount you specify posts to your account
Setting up alerts in online and mobile banking helps keep you informed. With the right alerts, you can avoid overdrafts, be notified about large deposits or withdrawals and get an immediate warning if there is unauthorized activity on your account.
How to set up alerts in online banking
Security alerts
1. Log in to Solarity online banking and go to “Messages & Alerts” in the top navigation.
2. Select “Manage Alerts” from the drop-down menu to see your options.
3. Use the toggle switches to manage each alert. Gray means the alert is off; orange indicates the alert is on.
4. Click “Delivery preferences” to choose how you receive your alerts: email, SMS (text message) or push notification in the app. Check all that apply.
Account alerts
1. Log in to Solarity online banking, click on “Messages & Alerts” and select “Manage Alerts” from the drop-down menu.
2. Click “Account alerts” on the left to view your options.
3. Click “Delivery preferences” to manage how you receive your alerts: email, SMS (text message) or push notification in the app.
4. Next, click the alert you want to enable and choose the “+ Add…” option.
5. Enter the values as prompted to customize your alert.
6. Save your changes.
Setting up alerts in the mobile app
Security alerts:
1. Log in to the Solarity mobile app and open the menu in the bottom right.
2. Select “Manage Alerts” under “Messages & Alerts.”
3. Tap “Security alerts” to view your options.
4. Tap “Delivery preferences” to choose how you receive your alerts: email, SMS (text message) or push notification in the app. Check all that apply.
5. Use the toggle switch to manage each alert. Gray means the alert is off; orange indicates the alert is on.
Account alerts:
1. Log in to the Solarity mobile app and tap “Menu” in the bottom right corner.
2. Select “Manage Alerts” under “Messages & Alerts.”
3. Tap “Account alerts” to view your options.
4. Tap “Delivery preferences” to choose how you receive your alerts: email, SMS (text message) or push notification in the app. Check all that apply.
5. Next, tap the alert you want to enable and choose the “+ Add…” option.
6. Enter the values as prompted to customize your alert.
7. Save your changes.
Get real-time updates with customizable alerts
Alerts are a great way to stay informed and track what’s happening with your money. Do you need assistance setting up alerts? We’re here to help! Get in touch with us and start using alerts today!
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