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Loan Rates

  • New Auto: as low as 2.32% APR
  • Used Auto: as low as 2.49% APR
  • Platinum VISA: as low as 9.80% APR
  • Loans OAC. Rates subject to change and may be higher based on credit history and term.
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Home Loans

Whether you are looking to buy for the first time, remodel, build or refinance, we can help. We offer a variety of home loans from conventional mortgages, jumbo and construction loans to manufactured home financing and First-Time Home Buyer programs. At Solarity, we offer fewer fees, competitive rates and lower closing costs than many lenders. Better still, we have local loan decisions, processing and servicing! We'll help you secure the right type of loan for your family. Apply online today! If you're already working with a Mortgage Loan Officer click here to visit their page.

Short On Equity, But Ready To Refinance?

If you're not behind on your mortgage and traditional refinancing isn't an option, you might be eligible to refinance your Fannie Mae loan through the Home Affordable Refinance Program (HARP). Download their checklist to help you gather the appropriate information. HARP can help homeowners stay in their home. Learn more about HARP.  

Home Loan Information 

  • Long term, fixed rate loans
  • Construction to permanent loans
  • Land and Lot loans
  • Residential Second and Vacation Homes
  • Bridge/Swing and Jumbo Loans
  • One-to-Four Unit Investment Properties

We also offer financing for loans for double wide mobile homes in a manufactured home park. (Manufactured home purchases on private property fall under our Home Equity Loan program.)

Home Equity Loans & Equity Lines of Credit

Use the equity in your home to take a trip, remodel or renovate — even help finance your child’s education! We offer competitive rates and convenient terms. The interest on your loan may even be tax deductible. (Check with your tax advisor.)

All loans are subject to credit approval. Special terms and conditions may apply. All rates are quoted as Annual Percentage Rate (APR). Rates may be higher based on credit history and term.

Homeowners Insurance

As a member of Solarity Credit Union, you qualify to apply for the TruStage™ Homeowners Insurance Program. Have you compared homeowners insurance rates lately? You could save money if you switch to this program. Call toll-free 888.380.9287 for details or to sign up.

TruStage™ Auto & Home Coverage made available by CUNA Mutual Insurance Agency, Inc. and underwritten by leading Insurance companies. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.