Unlock the value you’ve built in your home to help pay for college, remodel the kitchen, or consolidate debt.

During the draw period, your HELOC is a revolving line of credit which means as you make draws your available credit will decrease and as you make payments; your available credit will increase. Getting started is simple, with quick approvals and no application fee.

HELOC Premier:

  • Minimum amount is $20,000
  • Maximum loan amount is $500,000
  • Interest Rate: Variable
  • Draw Period: 5 years
  • Repayment Period: 15 years
  • Minimum Draw: $500
  • Minimum Payment: Monthly interest for the first 5 years

The Annual Percentage Rate is a variable rate. Closing costs will vary based on a loan by loan basis. Contact Solarity Credit Union for more details, including more specific details on APR and information about third party fees. Property insurance is required and not included in closing costs.

I have been with Solarity for more than twenty years and have always been very happy with the service and support I have received. From vehicle loans to handling my mortgage, I have always experienced exceptional service.”
- Mitchel Grigsby, Solarian since 1996