Credit cards that fit your life

Solarity Visa® puts the power of payment versatility in your hands. Whether you’re on a trip to Greece or a trip to the grocery store, enjoy quick, convenient access to your available credit limit, no annual fee, no cash advance fee and local servicing.*

Platinum Visa Icon

Platinum Visa

Convenient, easy-to-use line of credit

Share Secured Visa Icon

Share Secured Visa

Ideal for establishing or rebuilding credit



Student Visa

For members ages 15-20

Solarity Credit Union Credit Cards Washington

Reasons to love our credit cards

  1. No annual fee and no balance transfer fee
  2. No foreign transaction fee, which makes them perfect for travel
  3. No minimum interest charge
  4. No cash advance fee and the same rate as purchases
  5. Cash advances at more than 32,000 surcharge-free ATMs nationwide
  6. Visa Account Updater (VAU) to keep transactions seamless
  7. Visa Secure for peace of mind while shopping online
  8. Near real-time fraud notifications with Visa Purchase Alerts

Visa Secure and Visa Account Updater

Visa Secure
Visa Secure (formerly Verified by Visa) simply means you get access to an added layer of protection, keeping your money safer while you are shopping online. When making a purchase from a merchant participating in Visa Secure, you may be guided through an extra step to confirm your identity. No need to do anything on your part other than follow the prompts. Visa Secure does the work to ensure it’s an authorized transaction.

Visa Account Updater
Visa Account Updater (VAU) automatically sends cardholder data to participant merchants when the card information is updated. It offers a seamless account update process without the need for direct action on your part. For example, if your phone bill automatically charges to your credit card every month, without the VAU, you would need to update your card info yourself in the event of a new card. With VAU, Visa will send the updated card info to that merchant for you. 

If you do not wish to have your card information automatically sent to participant merchants in the event of a new card, you can opt out by calling 800.347.9222.

Please note: you must opt out before your old card has expired, or within 24 hours of ordering a new card when the old card is lost or stolen.

Common questions about credit cards


Visa Purchase Alerts is an easy-to-use tool that helps members track spending and identify fraudulent activity early. Customize your alerts by choosing which debit or credit card transactions should trigger a notification and receive near real-time updates via text or email.

It only takes three steps to enroll in Visa Purchase Alerts:

1. Check to see if your Visa account is eligible.

2. Register your mobile device and/or email to receive Visa Purchase Alerts.

3. Choose the notification triggers that match your needs, such as transactions exceeding a set amount and online or international purchases being made.

Visa has developed a program that helps confirm your identity when you make an online purchase. This service helps make shopping online more secure by protecting against unauthorized use of your Visa card. There’s no need to download anything, install software, or register for an account. During an online purchase from your desktop, mobile or other digital device, you may be guided through an extra check to verify your identity. This helps us ensure you’re you and better protects you from fraud.

This service automatically works at checkout at participating merchants. There is no need to download anything, install software or register for your account to get this added layer of protection. When using this service, you may occasionally be prompted at checkout to verify your identity, but this is to ensure you’re you and protect you from fraud.

There is no cost to you for this service! Solarity covers the cost on your behalf to ensure you have this added protection and peace of mind.

Visa® Credit Card Rates

Rates accurate as of May 24, 2024
APR as low as* Minimum payment (percent of balance) Maximum limit
11.80% 3% $50,000


*Annual Percentage Rate (APR) accurate as of date shown and subject to change. Rate is dependent on qualification and approval. Special terms and conditions may apply. Rate may be higher based on credit history and term. No annual fee or balance transfer fee. No cash advance fee. Interest on cash advance starts accruing immediately until the balance is paid in full. Late fees will be assessed if a payment is made after the due date.

Helpful articles and information


Solarity donates toy Jeep to young patient and $39,000 to the Memorial Foundation

May 16, 2023, 17:11 PM by User Not Found
Solarity Credit Union’s president and CEO, Mina Worthington, was thrilled to gift 16-month-old, Lennon, with a brand new, hot pink electric toy Jeep! In addition, Solarity donated $39,000 to the Memorial Foundation, which ensures sweet babies like Lennon get the care and services they need.

Mina Worthington holding LennonSolarity Credit Union’s president and CEO, Mina Worthington, was thrilled to gift 16-month-old, Lennon, with a brand new, hot pink electric toy Jeep! In addition, Solarity donated $39,000 to the Memorial Foundation, which ensures sweet babies like Lennon get the care and services they need.

Lennon, a pediatric patient at MultiCare Yakima Memorial Hospital, was treated in the hospital’s Neonatal Intensive Care Unit (NICU). From the moment she was born on January 5, 2022, Lennon struggled to breathe and needed to be intubated as the medical experts worked to get her oxygen levels up. After a scary week for her parents, the exceptionally skilled doctors and nurses got Lennon on track to being a happy and healthy baby.

"It was so wonderful meeting sweet Lennon. It’s incredible to see children like her thriving thanks to our local medical professionals,” said Worthington. “Solarity is beyond proud to support the mission of the Memorial Foundation. We think Lennon will have plenty of fun with that new ride.”

The money was raised under the Credit Unions for Kids (CU4Kids) program, a national credit union initiative that raises funds and awareness for Children’s Miracle Network Hospitals®. Solarity Credit Union has supported children’s health services through the Memorial Foundation for more than 30 years.

Lennon with her family"We are grateful for the continued support from Solarity Credit Union,” said Erin Black, CEO of the Memorial Foundation. "This donation will make a direct impact on the more than 30,000 kids across Central Washington who will receive care locally through MultiCare Yakima Memorial this year.”

Lennon’s Mom shares, “We are forever grateful to MultiCare Yakima Memorial Hospital and our incredible doctors and nurses who saved our daughter’s life. Because of the NICU, we have a healthy, happy and thriving baby girl who is meeting all of her milestones and was the missing piece to complete our family."

Enjoy your new wheels, Lennon, and keep thriving!

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