Credit cards that fit your life
Solarity Visa® puts the power of payment versatility in your hands. Whether you’re on a trip to Greece or a trip to the grocery store, enjoy quick, convenient access to your available credit limit, no annual fee, no cash advance fee and local servicing.*
Platinum Visa
Convenient, easy-to-use line of credit
Share Secured Visa
Ideal for establishing or rebuilding credit
Student Visa
For members ages 15-20
Reasons to love our credit cards
- No annual fee and no balance transfer fee
- No minimum interest charge
- No cash advance fee and the same rate as purchases
- Visa Account Updater (VAU) to keep transactions seamless
- Visa Secure for peace of mind while shopping online
- Near real-time fraud notifications with Visa Purchase Alerts
- Cash advances at more than 30,000 surcharge-free ATMs nationwide
Credit cards for every type of borrower
Whether you have a long credit history or are looking for a fresh start, we have credit cards to give you the spending flexibility you need.
Platinum Visa
Looking for a straightforward line of credit with a great low rate? Our easy-to-use Platinum Visa card gives you the power to make your next purchase, travel without worry or transfer existing balances from higher rate cards.
Share Secured Visa
If you’re establishing or rebuilding your credit—this is the card for you. To ensure a low rate, secured cards use a security deposit as cash collateral. With the same great features as the Platinum Visa, our Share Secured Visa can help you start improving your credit history.
Student Visa
This card is perfect for younger members who want to establish a positive credit history and learn good money habits. With the same rates and terms as our Platinum Visa, students ages 15–20 are eligible to apply (with an adult co-signer at least 21 years old).
Visa Secure and Visa Account Updater
Visa Secure
Visa Secure (formerly Verified by Visa) simply means you get access to an added layer of protection, keeping your money safer while you are shopping online. When making a purchase from a merchant participating in Visa
Secure, you may be guided through an extra step to confirm your identity. No need to do anything on your part other than follow the prompts. Visa Secure does the work to ensure it’s an authorized transaction.
Visa Account Updater
Visa Account Updater (VAU) automatically sends cardholder data to participant merchants when the card information is updated. It offers a seamless account update process without the need for direct action on
your part. For example, if your phone bill automatically charges to your credit card every month, without the VAU, you would need to update your card info yourself in the event of a new card. With VAU, Visa will send the updated card info to that
merchant for you.
If you do not wish to have your card information automatically sent to participant merchants in the event of a new card, you can opt out by calling 800.347.9222.
Please note: you must opt out before your old card has expired, or within 24 hours of ordering a new card when the old card is lost or stolen.
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Find out moreCommon questions about credit cards
To activate your Solarity debit or credit card, call 833.233.1603 and follow the automated prompts. If you run into any issues or prefer in-person assistance, feel free to stop by your nearest Solarity branch. We're happy to help!
Visa Purchase Alerts is an easy-to-use tool that helps members track spending and identify fraudulent activity early. Customize your alerts by choosing which debit or credit card transactions should trigger a notification and receive near real-time updates via text or email.
It only takes three steps to enroll in Visa Purchase Alerts:
1. Check to see if your Visa account is eligible.
2. Register your mobile device and/or email to receive Visa Purchase Alerts.
3. Choose the notification triggers that match your needs, such as transactions exceeding a set amount and online or international purchases being made.
Visa has developed a program that helps confirm your identity when you make an online purchase. This service helps make shopping online more secure by protecting against unauthorized use of your Visa card. There’s no need to download anything, install software, or register for an account. During an online purchase from your desktop, mobile or other digital device, you may be guided through an extra check to verify your identity. This helps us ensure you’re you and better protects you from fraud.
This service automatically works at checkout at participating merchants. There is no need to download anything, install software or register for your account to get this added layer of protection. When using this service, you may occasionally be prompted at checkout to verify your identity, but this is to ensure you’re you and protect you from fraud.
There is no cost to you for this service! Solarity covers the cost on your behalf to ensure you have this added protection and peace of mind.
Visa® Credit Card Rates
| APR as low as* | Minimum payment (percent of balance) | Maximum limit |
|---|---|---|
| 11.80% | 3% | $50,000 |
Disclosures
*Annual Percentage Rate (APR) accurate as of date shown and subject to change. Rate is dependent on qualification and approval. Special terms and conditions may apply. Rate may be higher based on credit history and term. No annual fee or balance transfer fee. No cash advance fee. Interest on cash advance starts accruing immediately until the balance is paid in full. Late fees will be assessed if a payment is made after the due date.
Helpful articles and information
How to set up alerts in online and mobile banking
Add an extra layer of protection and stay informed with customizable alerts
Within Solarity's online banking and the Solarity mobile app, you can set up alerts to monitor activity in real time—an easy and effective way to enhance your account security. Whether you prefer text messages, emails or push notifications from the mobile app,* alerts help you stay on top of what’s happening with your accounts. Choose from security alerts or set up notifications for individual accounts so you're always in the know.
Security alerts include:
- Failed login alert: You’ll receive this alert if someone enters incorrect login information three times in a row when trying to access your online or mobile banking account.
- Login alert: Notifies you each time someone successfully logs in to your online or mobile banking account.
- New secure message received: You’ll receive this alert when there’s a new secure message waiting for you in online or mobile banking.
- Profile change alert: Notifies you when there are changes to your login credentials or contact information.
Account alerts include:
- Balance Alert: Notifies you when your balance goes above or below the amount you specify
- Balance Change Alert: Notifies you when your balance changes due to a specific transaction type.
- Balance Summary: choose daily, weekly, monthly or yearly delivery of your current balance
- Transaction Size Alert: Notifies you when a transaction above or below the amount you specify posts to your account
Setting up alerts in online and mobile banking helps keep you informed. With the right alerts, you can avoid overdrafts, be notified about large deposits or withdrawals and get an immediate warning if there is unauthorized activity on your account.
How to set up alerts in online banking
Security alerts
1. Log in to Solarity online banking and go to “Messages & Alerts” in the top navigation.
2. Select “Manage Alerts” from the drop-down menu to see your options.
3. Use the toggle switches to manage each alert. Gray means the alert is off; orange indicates the alert is on.
4. Click “Delivery preferences” to choose how you receive your alerts: email, SMS (text message) or push notification in the app. Check all that apply.
Account alerts
1. Log in to Solarity online banking, click on “Messages & Alerts” and select “Manage Alerts” from the drop-down menu.
2. Click “Account alerts” on the left to view your options.
3. Click “Delivery preferences” to manage how you receive your alerts: email, SMS (text message) or push notification in the app.
4. Next, click the alert you want to enable and choose the “+ Add…” option.
5. Enter the values as prompted to customize your alert.
6. Save your changes.
Setting up alerts in the mobile app
Security alerts:
1. Log in to the Solarity mobile app and open the menu in the bottom right.
2. Select “Manage Alerts” under “Messages & Alerts.”
3. Tap “Security alerts” to view your options.
4. Tap “Delivery preferences” to choose how you receive your alerts: email, SMS (text message) or push notification in the app. Check all that apply.
5. Use the toggle switch to manage each alert. Gray means the alert is off; orange indicates the alert is on.
Account alerts:
1. Log in to the Solarity mobile app and tap “Menu” in the bottom right corner.
2. Select “Manage Alerts” under “Messages & Alerts.”
3. Tap “Account alerts” to view your options.
4. Tap “Delivery preferences” to choose how you receive your alerts: email, SMS (text message) or push notification in the app. Check all that apply.
5. Next, tap the alert you want to enable and choose the “+ Add…” option.
6. Enter the values as prompted to customize your alert.
7. Save your changes.
Get real-time updates with customizable alerts
Alerts are a great way to stay informed and track what’s happening with your money. Do you need assistance setting up alerts? We’re here to help! Get in touch with us and start using alerts today!
*Message and data rates may apply