Featured rates

Rates accurate as of June 10, 2024
APR As Low As*
6.23%
RVs
APR As Low As*
6.44%
APR As Low As*
6.44%
APR As Low As*
7.93%

Loans to finance the fun

If it has an engine or is towable, there's a good chance we'll finance it. From cars and trucks to RVs, ATVs and power sport machines, here's a quick rundown of how our vehicle loans work:
  1. Finance new or used through a dealer
  2. Refinancing from another financial institution
  3. Lease buy-outs
  4. No loan setup fees or penalty for early pay-off
  5. Competitive rates and generous terms
  6. Loans available for most vehicles including classic cars, motor sports and trailers
Your Auto Loan Source In Washington

Financing for whatever moves you

You have options when it comes to financing your new car, RV, boat or other vehicle. Work directly with the dealer or apply with us in advance. Either way, it's as easy as apply, sign and go!

Prequalify for a Mortgage Loan Icon white-devices-icon-orange
Online

Applying is simple and our experts are standing by if you have any questions.

Apply now
Call a SolarityCU Expert Icon talk-to-an-expert-1-orange
Call

Ready to talk to someone right now? We're ready to talk to you, too! Call 800.347.9222.

Make the call
locations-2-blue locations-2-orange
Come say hi

Stop by a branch to say hello and get to know your local financial experts.

Find a branch

 

Common questions about consumer loans

Yes! Solarity offers Skip-a-Pay for various types of loans, including cars, trucks, boats and more. Skip-a-Pay allows members to defer making their loan payments for a specific period, providing them with some financial flexibility when needed. Click here to learn more about how this service works, or give us a call at 800.347.9222 to get started!

Yes! Solarity offers GAP for all vehicle types and MBP on auto loans to help our members protect their investments and gain peace of mind knowing their vehicle is fully covered.

Click here to learn more about what each of these insurance products offer, or call us at 800.347.9222 for a free, no-obligation quote!

Solarity does not offer private party loans on vehicles, motor homes, travel trailers, campers, fifth wheels, boats and jet skis.

A personal loan is an alternative to the private party loan that you can apply for with Solarity. If you would like more information about personal loans, please contact us at 800.347.9222, option 6. Apply for a personal loan here.

We do offer vehicle loans and you can learn more here.

After the final payment on a loan is paid, we release our lien. The the Washington State Department of Licensing then processes a paper title, which can take 4-6 weeks to be received.

If it is registered outside of Washington state, the title will be mailed to Solarity Credit Union, and we will mail it to the address on file. That process also has a 4-6 week timeframe.

Helpful articles and information

What is a 7/1 ARM?

A 7/1 ARM is an Adjustable-Rate Mortgage (ARM) that has a fixed rate for the first seven years of the loan and then adjusts each year thereafter.

Solarity surpasses blood drive goal, filling critical need in the Yakima Valley

Solarity Credit Union teamed up with the Red Cross Yakima Blood Donation Center to host a blood drive to collect desperately-needed units of blood.

Selah food drive: generosity of Solarity members and employees aids local food bank

Thank you to our members and employees who supported Solarity's March food drive benefitting the Selah Naches Food Bank!

Basic consumer loan

Jul 29, 2021, 21:14 PM
Title : Basic consumer loan

Annual Percentage Rate (APR) accurate as of date shown and subject to change. All loans are subject to credit approval. Not all applicants will qualify for a loan or the lowest rate shown. Special terms and conditions may apply.