Loans to fuel your next adventure

You take the wheel, we’ll help you get the keys. With Solarity by your side, you'll be enjoying that new car, boat or RV smell in no time. Plus, we offer competitive rates and flexible terms that make it more affordable than ever to finance whatever moves you.


Featured rates

Rates accurate as of June 09, 2023
APR As Low As*
6.23%
RVs
APR As Low As*
6.44%
APR As Low As*
6.44%
APR As Low As*
7.03%

Loans to finance the fun

If it has an engine or is towable, there's a good chance we'll finance it. From cars and trucks to RVs, ATVs and power sport machines, here's a quick rundown of how our vehicle loans work:
  1. Finance new or used through a dealer
  2. Refinancing from another financial institution
  3. Lease buy-outs
  4. No loan setup fees or penalty for early pay-off
  5. Competitive rates and generous terms
  6. Loans available for most vehicles including classic cars, motor sports and trailers
Your Auto Loan Source In Washington

Financing for whatever moves you

You have options when it comes to financing your new car, RV, boat or other vehicle. Work directly with the dealer or apply with us in advance. Either way, it's as easy as apply, sign and go!

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Common questions about consumer loans

Yes! Solarity offers GAP for all vehicle types and MBP on auto loans to help our members protect their investments and gain peace of mind knowing their vehicle is fully covered.

Click here to learn more about what each of these insurance products offer, or call us at 800.347.9222 for a free, no-obligation quote!

Solarity does not offer private party loans on vehicles, motor homes, travel trailers, campers, fifth wheels, boats and jet skis.

A personal loan is an alternative to the private party loan that you can apply for with Solarity. If you would like more information about personal loans, please contact us at 800.347.9222 option 6 or through our online chat. Apply for a personal loan here.

We do offer vehicle loans and you can learn more here.

After the final payment on a loan is paid, we release our lien. The the Washington State Department of Licensing then processes a paper title, which can take 4-6 weeks to be received.

If it is registered outside of Washington state, the title will be mailed to Solarity Credit Union, and we will mail it to the address on file. That process also has a 4-6 week timeframe.

Helpful articles and information

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Solarity donates toy Jeep to young patient and $39,000 to the Memorial Foundation

Solarity Credit Union’s president and CEO, Mina Worthington, was thrilled to gift 16-month-old, Lennon, with a brand new, hot pink electric toy Jeep! In addition, Solarit...

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How do RV loans work?

Looking to purchase an RV but not sure how to finance it? An RV loan may be the solution you need.

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Boat owner: 'Great credit union. Great boat. You guys sure did make it easy'

Cody knew that buying a boat would mean creating incredible lasting memories for his family. Solarity's great rates and exceptional service made it that much easier.

Basic consumer loan

Jul 29, 2021, 21:14 PM
Title : Basic consumer loan

Annual Percentage Rate (APR) accurate as of date shown and subject to change. All loans are subject to credit approval. Not all applicants will qualify for a loan or the lowest rate shown. Special terms and conditions may apply.

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