ATV Loans

Whether you need a utility ATV for working on the farm or a sport model for thrilling weekend joyrides, we can help you kick the dust up. We work with both dealer and private party purchases, and offer extensive knowledge of vehicle values and title work. See what it means to push the throttle on your ATV loan.

Fast processing. More time for the outdoors.

Getting an ATV loan through Solarity almost feels like catching air in your tricked-out four-wheeler. We make paperwork a breeze, so you can do as little of it as possible. Here are a few easy steps that will get you into your new (or new-to-you) ATV.

Step 1

Complete a loan application online, by phone, or at your favorite location. You can also get pre-approved for an ATV loan.

Step 2

If buying through a dealer, your dealer will simply send us the purchase order. For new vehicles, we use the dealer’s MSRP as the vehicle’s value. For used vehicles, whether from a dealer or private party, we’ll complete the value using the NADA (National Automobile Dealers Association) ATV guide.

Step 3

Sign on the dotted line at the dealership or the location. Solarity will complete the title work as required by the State of Washington. Easy!

Pre-approval gives you the green light

Before you go shopping, take a few moments to get pre-approved for an ATV loan with Solarity. It’s quick and easy—and best of all, there’s no documentation required!

Pre-approval lets you know exactly where you stand before shopping for an ATV. We’ll tell you the amount of the loan you can be approved for, interest rate, and expected payment, so you can budget before making a decision. We can also tell you what kind of documentation you might need after approval to finalize your loan.

Get Pre-Approved

ATV Buying 101: Should you buy new or used?

When choosing an ATV, it’s important to think about your needs both today and tomorrow. Here are a few things to think about if you’re trying to decide whether to buy new or used.

Buying new

A brand-new ATV means you get to pick the exact options you want. This isn’t always possible when buying used. New ATVs may also come with a manufacturer’s warranty and zero miles, so you won’t have to worry about how well it’s been maintained.

Buying used

If you’re on a budget—or if you’re the kind of shopper with an eye for value—a used ATV probably makes the most sense. Buying used can allow you to get more ATV for your money. Remember, it’s a good idea to have a mechanic thoroughly check any used ATV before you seal the deal.

Put the Pedal to the Metal

Apply Online