Let's get you home

Buying a home is more accessible than many people realize. Solarity can help you achieve your homeownership goals, whether you're a first-time home buyer struggling to save enough for a down payment or you're already a home owner looking to purchase your next home without having to sell first or tap into your retirement savings.

We have two zero-down home loan options* that allow you to buy a home without a down payment:

Solarity's Home Now is a zero-down home mortgage, ideal for well-qualified buyers. It features waived lender fees and reduced Private Mortgage Insurance (PMI).

Our USDA home loan offers reduced rates, and you may be able to roll closing costs into the total loan amount. These loans are subject to location and income restrictions to qualify.

Solarity also offers a bridge loan that lets you use your current home's equity as a down payment for a new home.

Get in touch with us today! Our expert Home Loan Guides will review your goals, income and credit, among other factors, and recommend the loan that's best for your circumstances.



How does the home loan process work at Solarity?

This video walks you through the home buying journey: