Let's make extraordinary things happen today

Go find your next adventure—because life is too exciting to stand still.

Solarity Visa puts the power of payment versatility in your hands. Whether you’re on a trip to Greece or a trip to the grocery store, enjoy quick and convenient access to your available credit limit, no balance transfer fees, and local servicing.

Platinum Visa

Looking for a straightforward line of credit with a great low rate? Our easy-to-use Platinum Visa card gives you the power to make your next purchase, travel without worry, or manage your existing balances from higher rate cards.

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Product at-a-glance

  • No annual fees
  • No balance transfer fees
  • No minimum interest charge
  • Free online banking and eStatements
  • Business/Student and Share Secured VISAs available
  • Student VISAs can be issued to students age 18-20 who are enrolled with a minimum 5 credits may apply – max $1,500
  • Minor members age 15 to 20 may be issued a $500 to $1,000 card with a qualified cosigner
  • Cards can be issued to municipalities
  • Can be used for cash advantage at over 23,000 surcharge-free ATMs

Share Secured Visa

If you’re establishing or rebuilding your credit—this is the card for you. To ensure a low rate, secured cards require a security deposit from the cardholder, which functions as cash collateral in case there is a default on a payment. With the same great features as the Platinum Visa (above) offers, our Share Secured Visa can help you start building a positive credit history today.

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Young Adult Visa

Our Young Adult Visa is perfect for younger members working to establish a positive credit history. With identical rates and terms of our Platinum Visa, students ages 15–20 are eligible to apply (with an adult co-signer at least 21 years of age).

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Lost or stolen card?

Enjoy peace of mind knowing that if your Visa card is ever lost or stolen, assistance is only a phone call away to our local Contact Center.

To report a lost or stolen card call:

509.248.1720 or toll-free 800.347.9222

Traveling soon?

If you’re making travel plans, give us a call so we can make sure we add travel notes to your file. This way Visa will know not to block your account when the red flags fly from your splurge in Spain.

To set this up call:

509.248.1720 or toll-free 800.347.9222

I called because of fraudulent charges to my credit card. The woman who helped me arranged a conference call with the business involved and stayed with me on the phone the whole time. I couldn't be happier.”
- Jolene Jones, Solarian since 1968

Frequently Asked Questions

How can I increase my credit card limit?

For limit increases, we require a completed credit increase application. Apply online, call 509.248.1720 or toll-free 800.347.9222, or visit a location.

I'd like to set up overdraft protection. Can I set it up to draw on my Visa card?

Absolutely. In the event of an overdraft, we can set up a cash advance from your Visa card to cover the overdraft. Contact us today to set this up.

Can I add insurance or debt protection to my Visa card after I've had it for a while?

Unfortunately, debt protection and insurance products need to be added during the application process. However, for cards with protection, cancellation is easy and does not incur a penalty.

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Rates are dependent on qualification and approval