A simple yet powerful way to reach your goals

Every Solarity membership begins by opening a simple and straightforward Primary Savings Account—money goes in, and more money comes out.

Whether you’re tucking away some extra cash for holiday shopping or trying to reach that down payment on your dream home, with just a $5 minimum deposit, you can become a member-owner at Solarity, entitled to take advantage of all the benefits, products and guidance we offer. Your financial future is looking bright!

Today's Rates

Dividend Rate
Annual Percentage Yield
Minimum Balance to Earn APY

Dividend Rate

0.05%

Annual Percentage Yield

0.05%

Minimum Balance to Earn APY

$5

View Full Rates View Fees

Product at-a-glance

  • No monthly maintenance fees
  • Telephone and chat support during regular business hours
  • Secondary savings accounts available
  • Automate savings with an optional payroll deduction for a set amount or percentage of your paycheck
  • Minimum opening deposit is $5 and pays dividends on balances over $5
  • Free online banking and eStatements
  • Monthly service charge waived if $100 minimum balance is maintained
  • Minor accounts can be opened by a parent or legal guardian for children ages birth-17

Ready to Open an Account?

Start Now

Your money is federally insured

At Solarity, the National Credit Union Share Insurance Fund (NCUSIF) federally insures your savings to at least $250,000 per shareowner. The NCUSIF insures the accounts of millions of account-holders in all federal credit unions, and the vast majority of state-chartered credit unions. If you are planning on saving more than $250,000 at Solarity, we have several options available for additional share insurance coverage to meet your needs.

Everyone could use a little help managing money

Take control of your finances with our money management tips and learn how to create a budget, track spending, manage the flow of income and expenses and reach your saving goals sooner than you may think.

Budgeting Tips
I trust Solarity with my savings. I love the online banking and friendly staff—everyone is always so helpful when I've asked about loans and higher-yield savings accounts. I wouldn't bank anywhere else!”
- Leslie and Scott Geer, Solarians since 2004
I love being able to bank online and having the option of having a secondary savings account works great for me!”
- Denise Schut, Solarian since 2015

Frequently Asked Questions

What do I need to do to add someone to my account?

The best way to add someone to an existing account is to come into any location with the new party as well as any other signers on the account to sign new Account Change card and make copies of the new party's identification. If it is not possible to visit one of our locations, account change cards must be signed in the presence of a notary public and copies of each member's identification will need to be submitted along with the account change cards and completed notary forms.


How much is my account insured for?

Deposits are insured by the National Credit Union Share Insurance Fund (NCUSIF). As a Solarity member, you do not pay directly for your protection. An individual account is insured up to $250,000 and a joint account is insured up to $250,000 per joint account owner.


I want to close an account I share with someone. Do both signers have to be present to close the account?

No, either signer has authority to close the account.


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