Whatever you’re looking forward to, let us help you get there

Whether you’re tucking away some extra cash for holiday shopping or trying to reach that down payment on your dream home, with just a $5 minimum deposit, you can become a member-owner at Solarity, entitled to take advantage of all the benefits, products, and guidance we offer. Your financial future is looking bright!

Features

  • Courtesy Pay overdraft protection option
  • Transfers from other Solarity accounts
  • Online banking
  • Direct deposit and automatic payment options
  • eStatements
  • Mobile deposit
  • Online bill pay
  • 23,000+ ATMs nationwide

Explore Our Deposit Products

Checking

Versatile, and streamlined checking available anywhere.

Product at-a-glance

  • No monthly maintenance fees
  • $50 minimum opening balance
  • No minimum balance required
  • Reimbursement of one box of Standard/Image checks once every 12 months for members 62 years of age and older
  • *Members must have a savings account to open a Checking Account
Dividend Rate Annual Percentage Yield Minimum Balance to Earn APY
N/A N/A N/A

Dividend Checking

Dividend Checking is an easy-to-manage account that pays monthly dividends.

Product at-a-glance

  • Unlimited transactions and cash deposits
  • Minimum opening deposit is $100 and minimum daily balance is $250
  • Monthly service charge waived if $250 minimum daily balance is met
  • Members 55 years of age and older are eligible for free Standard/Image checks
  • *Members must have a savings account to open a Dividend Checking Account
Dividend Rate Annual Percentage Yield Minimum Balance to Earn APY
0.01% 0.01% $250
0.06% 0.06% $5,000
0.11% 0.11% $25,000

Savings

A simple yet powerful way to reach your goals.

Product at-a-glance

  • No monthly maintenance fees
  • Secondary savings accounts available
  • Automate savings with an optional payroll deduction for a set amount or percentage of your paycheck
  • Minimum opening deposit is $5 and pays dividends on balances over $5
  • Monthly service charge waived if $100 minimum balance is maintained
  • Opening a checking account will reduce the minimum balance to $5
  • Up to six non-signature withdrawals a month
Dividend Rate Annual Percentage Yield Minimum Balance to Earn APY
0.05% 0.05% $5

Certificates

A stable, secure place to watch your investment grow.

Product at-a-glance

  • $500 minimum deposit
  • Transfer dividends to a Checking or Savings account
  • One-time bump feature allows you to increase the rate of your certificate, depending on your certificate’s terms
  • Withdraw dividends at maturity without penalty
  • Three to 48-month terms (3, 6, 12, 24, 36, 48 mo.) (*rates may vary)
  • Guaranteed rate for the term of the certificate, after the minimum deposit is met
Dividend Rate Annual Percentage Yield Minimum Balance to Earn APY
1.35% 1.36% $500
1.55% 1.56% $10,000
1.75% 1.76% $75,000

Youth

Welcome to the smarter piggy bank.

Product at-a-glance

  • Online Banking
  • No monthly maintenance fees
Dividend Rate Annual Percentage Yield Minimum Balance to Earn APY
N/A N/A N/A

Money Market Advantage

It’s savings—only with a higher yield.

Product at-a-glance

  • No monthly maintenance fees if minimum balance of $2000 is maintained
  • Up to six non-signature withdrawals a month
  • Funds are accessible by check, through Online Banking or in person at the Credit Union
  • Members must have a Primary Savings Account to open a Money Market Advantage Account
Dividend Rate Annual Percentage Yield Minimum Balance to Earn APY
0.10% 0.10% $0.01 - $1,999
0.10% 0.10% $2,000 - $19,999
0.20% 0.20% $20,000 - $49,999
0.30% 0.30% $50,000 - $99,999
0.40% 0.40% $100,000+

Money Market Advantage Plus

It’s savings—only with an even higher yield.

Product at-a-glance

  • $50,000 minimum opening deposit and minimum balance
  • Tiered interest rates—the higher your balance, the higher your return
  • No monthly maintenance fees
  • Up to six non-signature withdrawals a month
  • Accessed through Online Banking, or at any location
  • $25,000 minimum in money new to Solarity
  • Funds are accessible by check, through Online Banking or in person at the Credit Union
  • Members must have a Primary Savings Account to open a Money Market Advantage Account
Dividend Rate Annual Percentage Yield Minimum Balance to Earn APY
0.05% 0.05% $0.01 - $49,999
0.50% 0.50% $50,000 - $99,999
0.75% 0.75% $100,000+
Friends blowing bubbles

Membership perks

As a not-for-profit financial cooperative, the money we earn is returned to our members to reduce member rates and fees. We provide a partnership to lean on whenever you need help or have questions – a financial right-hand, in other words, and since we’re digital, we go where you go.

Your money is federally insured

At Solarity, the National Credit Union Share Insurance Fund (NCUSIF) federally insures your savings to at least $250,000 per shareowner. The NCUSIF insures the accounts of millions of account-holders in all federal credit unions, and the vast majority of state-chartered credit unions. If you are planning on saving more than $250,000 at Solarity, we have several options available for additional share insurance coverage to meet your needs.

I trust Solarity with my savings. I love the online banking and friendly staff—everyone is always so helpful when I've asked about loans and higher-yield savings accounts. I wouldn't bank anywhere else!”
- Leslie and Scott Geer, Solarians since 2004
I love being able to bank online and having the option of having a secondary savings account works great for me!”
- Denise Schut, Solarian since 2015
Solarity always makes my day feel special. I appreciate that they know me by name and they always ask if they can do more to help me. Thank you Solarity.”
- Mikal Gadley, Solarian since 2007
Being members for over forty years, we wouldn't bank anywhere else. We do 90 percent of our banking and bill paying online, totally paperless, and couldn't be happier.”
- Gary Holscher, Solarian since 1974
A great local credit union close to home with free checking and friendly staff who go the extra mile.”
- Marilyn Halloway, Solarian since 2004

Ready to get started?

Open an account