Goodbye red tape.
Apply for a Loan
Hello cherry red.
Take the wheel. Put yourself in the driver’s seat. Grab the keys. Pick any overused lending analogy, and let’s roll. Because it’s not about clever wordplay— it’s about understanding what you can afford and anticipating your needs and potential roadblocks. We’re able to guide you to a streamlined solution perfect for both your short-term goals and long-term financial health.
- Finance new or used through a dealer
- Lease or buy-out and refinancing from other financial institutions
- Terms up to seven years for new and used cars and trucks
- No loan setup fees or penalty for early pay-off
- Online banking and eStatements
- Loans available for classic cars
- RV loans
Shop for your new wheels with the confidence gained from auto lending solutions and guidance tailored to your needs.
RV & Boat Loans
We can help give your weekends a boost with financing for a boat, motorhome or fifth wheel.
Toys & Equipment
Have your eye on a new toy? Let’s find a way to get that motorcycle, ATV or horse trailer in your garage.
Light on paperwork. Big on service.
We believe that buying a car, truck, or SUV should be as easy as a Sunday drive along a country road. That’s why we process your loan with as little paperwork as possible. Here are a few easy steps that will get you into your new (or new-to-you) vehicle.
Step 1: Complete a loan application online, by phone, or at your favorite location. You can also get pre-approved for an auto loan.
Step 2: Your dealer will simply send us the purchase order. For new vehicles, we use the dealer’s MSRP as the vehicle’s value. For used vehicles, we’ll complete the value using the NADA (National Automobile Dealers Association) or Kelley Blue Book used car guides.
Step 3: Sign on the dotted line at the dealership or the location!
Working with dealers
You can get a new or used auto loan with Solarity right from the dealership, through our Dealership Partner Program. Just visit any participating dealer in Washington and ask for financing through Solarity Credit Union. With the same great rates and terms, it just makes sense to get financed and drive away—all in a single visit to the dealer. You can get approved at the dealership or if you’ve already been pre-approved, there’s no need to come back to us; just let the dealer know you’ve been pre-approved with Solarity.
We have two auto loans with Solarity and from the inception of each, the interactions went extremely smoothly, and the staff was helpful and knowledgeable.”
[I appreciated] the professionalism of all the employees and the feeling like they were looking out for me . . . And of course, everyone involved was very friendly and easy to work with. I'd recommend Solarity first to anyone looking for a loan.”