Goodbye red tape. Hello cherry red.

Take the wheel. Put yourself in the driver’s seat. Grab the keys. Pick any overused lending analogy, and let’s roll. Because it’s not about clever wordplay— it’s about understanding what you can afford and anticipating your needs and potential roadblocks. Whether you’re headed to a dealer or buying from a third party, we’re able to guide you to a streamlined solution perfect for both your short-term goals and long-term financial health.

Working with Dealers

You can get a new or used auto loan with Solarity right from the dealership, through our Dealership Partner Program. Just visit any participating dealer in Washington and ask for financing through Solarity Credit Union. With the same great rates and terms, it just makes sense to get financed and drive away—all in a single visit to the dealer. You can get approved at the dealership or if you’ve already been pre-approved, there’s no need to come back to us; just let the dealer know you’ve been pre-approved with Solarity.

Private-Party Purchases

Buying a slightly loved vehicle from a private party is simple. If you’re already searching, why not get pre-approved with us today so when you find your new-to-you car, truck, van, or SUV, all you will need to do is sign on the dotted line and let us take care of the rest.

Get Pre-Approved

We have two auto loans with Solarity and from the inception of each, the interactions went extremely smoothly, and the staff was helpful and knowledgeable.”
- Thomas Jaussaud, Solarian since 2005

Additional Resources

Frequently Asked Questions

How long will it be until I get the title to my vehicle?

Within 10 days of payoff, we will process the $31 title fee and send the release of interest documents to the state. Once that is completed, the state will send you your clean title in roughly 6 to 8 weeks.


Is there a penalty to pay my loan off earlier?

No, we do not penalize on early payoffs.


My car payment is due today. Is it alright if I come in tomorrow and pay it?

Of course! We provide a 15-day grace period on auto loans before a late fee is charged to your loan.


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