Be overjoyed—not overwhelmed
Buying a home can be stressful. From the paperwork and dozens of people involved to navigating complex, highly regulated lending environments—it’s a lot to handle when you’re making one of the biggest financial decisions of your life.
We get it. We’ll be by your side to understand your goals and priorities, work to anticipate your needs, and ultimately build a lasting, trusted relationship that helps unlock the door to your new home.
Fast and responsive
All our loans are serviced locally within our streamlined internal process. That means paperwork doesn’t get sent off and slowly processed somewhere else, which speeds up the process. And since every Solarian is unique, we take the time to analyze each member’s financial situation and partner with them to develop lending plans that fit their needs and goals.
Our mortgage team
Our team of seasoned mortgage experts thinks beyond rates and quick deals. We’re here to guide you throughout the entire process, from application to closing. We work hard to set expectations and educate you on the process upfront, putting you at ease knowing you’re prepared—and we’re with you—every step of the way.
Loans we offer
Long-term, fixed-rate loans
Land and lot loans
Residential second and vacation homes
One-to-four unit investment properties
Adjustable rate mortgage loans
97% Contender program
USDA 100% home financing option
Home equity loans and credit
Unlock the value you’ve built in your home to help pay for college, remodel the kitchen, or consolidate debt. The amount of available credit is replenished as you repay the balance. This allows you to borrow against your equity throughout the draw period. Getting started is simple, with quick approvals and no application fee.
- Minimum amount is $20,000, maximum loan amount is $500,000
- Interest Rate: Variable
- Draw Period: 5 years
- Minimum Draw: $500
The whole process was absolutely painless. Thank you so much for the ease of doing business. I will recommend Solarity to anyone I meet looking for guidance during the home buying process.”
The mortgage process has been so easy and you guys have been so fast! We haven't purchased a home in a while so we were surprised how many things can be done digitally over the computer, but it was also so nice to get to come in and sit face to face my mortgage loan officer!”
Frequently Asked Questions
How do I remove my private mortgage insurance on my mortgage?
To drop PMI, the mortgage loan-to-value ratio must be 80 percent or less. You’re welcome to order your own appraisal if you believe the value differs from what we have listed. If so, provide Solarity with the appraisal documents and we’ll be happy to review and determine whether the PMI can be removed.
I am getting ready to pay off my mortgage loan. How do I request a final payoff?
Mortgage loan payoff requests must be submitted in writing to our loan servicing department. Email requests to: firstname.lastname@example.org. The requests should include your name, loan number, and the requested payoff date.