Life takes money. Buying a home or new car, raising the kids and sending them to college—and that’s on top of dreams about a vacation and retirement.

For some of it, you save. For the rest, you borrow. That’s where we come in.

We make borrowing money simple, straightforward and, most importantly, tailored to both your immediate needs and long-term financial goals. You’re more than another transaction—we’re long-term partners you can lean on during some of life’s biggest moments.

Why Solarity?

You can get a loan anywhere. We provide in-depth guidance whenever you need help or have questions. A financial Sherpa, in other words, who fully understands members’ financial situations, can anticipate members’ needs, and can lead members safely through even Mt. Everest-sized financial decisions.

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How quick and easy it was to get my loan approved, even being from out of state. I also feel that the interest rate was extremely fair.”
- Todd Wallace, Solarian since 2016

Frequently Asked Questions

Can I make payments on my loan over the phone?

You can make payments over the phone, however, there is a $10.00 processing fee.

Do you offer skip a payment?

We do not offer a skip a payment but we do offer a loan extension. The loan extension adds the payment to the end of your loan. There is a $25 fee for the loan extension and it has to be approved by our underwriters.

Will I be receiving a tax form for interest paid on my loan?

All mortgages with $600 or more paid in interest will receive a 1098. For any other loans—including vehicle, bikes, or RV—interest paid information will be in your December statement. Please remember, if you are enrolled in eStatements your tax information will be delivered electronically via e-documents.

How can I remove my private mortgage insurance (PMI) on my mortgage?

In order to drop PMI on a mortgage, the mortgage loan-to-value ratio must be at 80 percent or less. You're welcome to order your own appraisal if you believe the value differs from what we have listed. Provide us with the appraisal documents for review and we will be happy to help you determine if the PMI can be removed.

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