Residential Real Estate Investments

4.75% for Investment Residential Real Estate Loans

We have a 3/3 and 5/5 ARM. Don't wait, take advantage of this special offer now.

Loans we Offer

  1. 1-4 family residential investment units

  2. 5+ family residential investment units

  3. All in one construction loans for residential investment units

  4. Business line of credit for residential investment units

Why Solarity?

  • We offer competitive variable rates
  • We can lend up to 80% loan to collateral or loan to value
  • Loan terms up to 30-year fully amortizing
  • Real estate collateral is acceptable in the states of Washington, Oregon, Idaho
  • Avoid fees and process by closing one loan that covers construction and long-term mortgage

TAX BENEFITS

As the owner of rental property, you may be able to deduct certain expenses at tax time concerning your property*. These deductions can include:

  • Credit card interest
  • Mortgage interest
  • Travel costs
  • Insurance
  • Maintenance costs

Depending on your property’s location, there could be several specific deductions. So, when you invest in rental property, make sure you exhaust every resource before turning in your taxes for the year to maximize your benefits. *Consult your own tax, legal, and accounting advisors before engaging in any transaction.

Ready to get started?

3/3 ARM: Initial Fixed rate at 4.75%. This rate will be locked for the initial 3 years. At the first rate adjustment, rate will adjust to the FHLB 3 year rate plus a spread of 2.00%.  The rate will continue to adjust every 3 years thereafter. Rate floor equivalent to original interest rate on loan. 3-2-1% decreasing type pre-payment penalties apply during the first three years of the loan.

 

5/5 ARM:  Initial Fixed rate at 4.75%.  This rate will be locked for the initial 5 years. At the first rate adjustment, rate will adjust to the FHLB 5 year rate plus a spread of 2.00%.  The rate will continue to adjust every 5 years thereafter. Rate floor equivalent to original interest rate on loan. 5-4-3-2-1% decreasing type pre-payment penalties apply during the first five years of the loan.