Save for your next vacation

Already planning your next escape? The key to any trip is being smart with your money—and that starts long before you book plane tickets.

How much do I need to save for a trip?

Be sure to account for more than hotel and airfare when calculating the budget for your next excursion. Meals, tours, transportation, tips, gifts—the list of unexpected purchases goes on and on. Make sure your budget plans on you spending money throughout the trip.


Tip: Open a dedicated savings account

Don't let your "trip money" mingle with your regular account funds. First, determine how much you can afford to stash away each month, and try not to be too stingy. Try to save either a fixed amount or a percentage of each paycheck.
To take it a step further, if your employer offers direct deposit, simply tell payroll to send a certain amount to your savings account every paycheck, with the rest sent to checking as usual.

In addition, if you have two accounts with Solarity you can set up automatic recurring transfers between accounts. For example, try tucking $25 into your savings from your primary checking every two weeks—it adds up fast!

Tip: Give "Pantry Week" a try

For one week a month, stay out of the grocery stores and only eat what you have in your house. Take it a step further and pretend with the kids that you're on a desert island and then challenge family members to create the most tasty or weird recipes. It can really make a big dent in saving up for that Disneyland trip, and don't worry, most families have more staples in their cupboards than they realize.

Tip: Create a budget and slash expenses

If you just can't wait to get away, create an exacting budget and stick to it. Then start eliminating monthly costs that add up quickly. Cut the cable. Cancel the memberships. Eat out less, plan out meals, and never go to the grocery store hungry—all standard stuff.

Tip: Check travel company and airline deals

Frequently surf prominent airline and hotel booking websites and sign up for their email alerts. You'll be surprised at the deals you can find, especially for off-season and all-inclusive trips.

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Ready to start saving today?

Our Basic Savings Account


Vacations can get expensive fast. Transportation, lodging food—and then there's the stuff you don't plan for. It all adds up fast. While we don't recommend taking out a loan to finance your next trip, there are a ton of other ways to save and consolidate costs to get you on a plane sooner than you may think. Talk with your financial provider about your goal and budget and they should be able to point you to savings solutions that fit your needs.

Why shouldn't I borrow money for a vacation?

It’s not that you don’t deserve a break—you do. Let’s just work to save for that all-inclusive trip to Cancun rather than get a loan or charge up credit cards. Trust us: The stress incurred by the debt will far outweigh what you felt before taking the vacation.

The many ways we can help you save money

Savings Options

All information on this page is intended to be a helpful resource when researching, but does not constitute financial advice and should not be relied upon as such.