Flexible, straightforward checking that pays you back

Running a business is more than a full-time job.

You need a versatile checking account that not only helps you manage cash flow and process daily transactions but also earns interest on account balances. Solarity Business Dividend Checking is a flexible, easy-to-manage account that pays monthly dividends—so you’re not alone in working to grow your business.

Today's Rates

Dividend Rate
Annual Percentage Yield
Minimum Balance to Earn APY

Dividend Rate

0.01%

Annual Percentage Yield

0.01%

Minimum Balance to Earn APY

$250

Dividend Rate

0.06%

Annual Percentage Yield

0.06%

Minimum Balance to Earn APY

$5,000

Dividend Rate

0.11%

Annual Percentage Yield

0.11%

Minimum Balance to Earn APY

$25,000

View Full Rates View Fees

Product at-a-glance

  • Free, unlimited transactions and cash deposits
  • Free debit card with access to over 23,000 surcharge-free ATMs
  • Telephone and chat support during regular business hours
  • Minimum opening deposit is $100 and minimum daily balance is $250
  • Direct deposit and automatic transfer options
  • Monthly service charge waived if $250 minimum daily balance is met
  • Courtesy Pay overdraft protection option
  • Easily transfer funds through Online Banking or Audio Response (Personal Access Line/PAL)
  • Free online banking, eStatements, and bill pay
  • Members 55 years of age and older are eligible for free Standard/Image checks
  • Members must have a savings account to open a Dividend Checking Account

Ready to open an account?

Start Now

Your money is federally insured

At Solarity, the National Credit Union Share Insurance Fund (NCUSIF) federally insures your savings to at least $250,000 per shareowner. The NCUSIF insures the accounts of millions of account-holders in all federal credit unions, and the vast majority of state-chartered credit unions. If you are planning on saving more than $250,000 at Solarity, we have several options available for additional share insurance coverage to meet your needs.

It's so easy and convenient to access my bank account from my phone. I'm out and about a lot and it's vital to leave nothing to chance when I'm without my computer. Solarity has made it easy to make sure I'm up to speed with my accounts.”
- Damian Erickson, Solarian since 2009

Frequently Asked Questions

How long does it take to open a business account?

Once all the required documentation and signatures are gathered, a business account can be opened in less than 2 business days, and often the same day.


Can anyone make a deposit or complete a transaction on my business account?

Only authorized signers are able to complete transactions. However, anyone can make a deposit into the account and we will never divulge any information (e.g., account balance or recent transactions).


Do you offer loans for start ups?

We do not offer start up loans at this time, but we do offer loans on other collateral one can use to help fund the startup of a new business. The one exception to this might be if the start-up loan request was strongly guaranteed and secured by collateral of unquestioned value.


Read More